Intro – Great Southern Bank Reviews & Ranking


Great Southern Bank was recently ranked and reviewed by AdvisoryHQ as a top rated banking firm. Firms on our top rated lists were selected after they successfully passed AdvisoryHQ’s groundbreaking, four-step banks and credit unions selection methodology

Click here for a step-by-step breakdown of the methodology and selection process used during our Great Southern Bank review: AdvisoryHQ’s Methodology for Selecting Top Banks and Credit Unions.

The Great Southern Bank review below provides a detailed assessment, including some of the factors used by AdvisoryHQ News in its ranking and selection of Great Southern Bank.



Great Southern Bank Review


Great Southern Bank was started in 1932 with only four employees and $5,000. Since that time, it has grown to having more than $4 billion in total assets and serving 181,000 households. Along with being one of the top banks with headquarters in Springfield, MO, Great Southern also includes 110 offices across eight states, 106 of which are retail banking centers.

States where Great Southern has locations include Missouri, Arkansas, Iowa, Kansas, Minnesota, and Nebraska. There is a home loan office in Springfield and commercial loan offices in Dallas, Tulsa, and Overland Park, Kansas.

Great Southern Bank Review

Image Source: Great Southern Bank



Key Factors Leading Us to Rank This Firm as One of This Year’s Top Banking Firms

Upon completing our detailed reviews, Great Southern Bank was included in AdvisoryHQ’s ranking of this year’s best banking firms based on the following factors. 

Great Southern Bank Review: VIP Banking

An exclusive program offered by Great Southern is VIP Banking. With VIP Banking, clients receive a personal banker who will work on their behalf, but there are also many other benefits that come with membership in this program.

The personal banker will work to identify custom banking products tailored to the needs of the particular client, including VIP Checking and Money Market Accounts.

There are Preferred CD rates and IRA options as well as VIP loans that include flexible terms and competitive, preferred rates.

Members of this program can also consolidate all of their banking needs into one place with one advisor, and this includes home loans, business banking, commercial loans, and investment and financial planning.



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Great Southern Bank Review: Second Chance Checking

Great Southern Bank is one of the most respected banking firms offering opportunities for people who need another chance at establishing a strong checking account history. This can be achieved by taking advantage of its Second Chance account.

The Second Chance checking account from Great Southern is for people who have had trouble managing their checking accounts in the past but want a fresh start.

There are some limitations, but, if approved, account holders are only required to deposit $25 to open the account, and the monthly service fee is only $10. This account includes a free debit card. 

Great Southern Bank Review: Mobile Banking

The Great Southern Mobile Banking app is free and works with any iOS device as well as Android smartphones.

The following are some of the primary features of the Great Southern banking app:

  • Check current account balances
  • Mobile Check Deposit
  • Create and update scheduled transfers
  • Enroll to receive eDocuments
  • Tip calculator
  • Savings and monthly payment calculators
  • Manage your debit card with Debit Card On/Off
  • Transfer funds between accounts
  • Pay bills using Bill Pay
  • Find ATMs and banking centers with the GPS system on your device


Great Southern Bank Review: Student Loans

In addition to traditional deposit accounts, Great Southern Bank is also a student loan lender. Great Southern features the Smart Option Student Loan by Sallie Mae, which is specifically for borrowers who are going to a degree-granting institution. It’s designed as a way to make up for expenses that aren’t covered by federal loans and scholarships.

The Smart Option Student Loan includes multiple in-school repayment options and the ability to select between competitive fixed and variable interest rates as well as having no origination fee and no prepayment penalty. Interest rate reductions and awards are available, and the rates are particularly competitive for borrowers with good credit or for those applicants that have a co-signer.

Great Southern Bank Review Student Loans

Image Source: Great Southern Bank Student Loans



AdvisoryHQ (AHQ) Disclaimer:

Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

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