Best CD Rates in New Hampshire (1-Month to 5-Year CDs)

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Tips for Getting the Best CD Rates in New Hampshire

Often providing more in returns than a savings account, certificates of deposit are popular savings products for New Hampshire residents, but it’s important to choose the right rates for your unique financial needs.

Read on to find tips for getting the best CD rates in New Hampshire to help your savings grow.

Know Your Finances

Before signing up for CD rates in NH, you’ll want to know exactly how much you can afford to set aside.

Some savings products and CD rates in New Hampshire will have minimum balance requirements, so the amount of cash you can set aside may play a large role in which CD you choose.

Keep in mind that any money put into a CD won’t be accessible until the account has matured, so you’ll want to be prepared to set money aside before signing up for the best NH CD rates.

Compare Multiple Products

When looking for the best CD rates in New Hampshire, your local bank is a good place to start, but you also have other options for NH CD rates.

With the rise of online banking, there are plenty of online banks offering some of the best NH CD rates.

Credit unions are also great resources for CD rates in New Hampshire, since they operate as not-for-profit organizations and can often offer better rates as a result.

Look for Promotional CD Rates in NH

The benefit to having local banks and credit unions to choose from is that these financial institutions often have promotions or special rates on CDs.

Some examples of potential discounts on the best NH CD rates include:

• Larger deposits
• Switching to electronic statements
• Senior citizens
• Veterans
• Residents of a specific county or city

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High Yield Savings Rates vs Best CD Rates in New Hampshire

When looking for the best CD rates in New Hampshire, it’s important to weigh your options for the best NH CD rates in Manchester, Nashua, Concord, and more.

Of course, it is possible that even the highest CD rates in New Hampshire may not fit your financial needs or goals. Luckily, there are other savings options for consumers aside from the best NH CD rates. 

For a higher interest rate, you might want to consider high-yield savings accounts in New Hampshire,  since some online high-yield savings accounts offer much higher rates than even the best CD rates in NH.

Conclusion: Finding the Top CD Rates that New Hampshire Has to Offer

No matter where you live in New Hampshire, there are plenty of financial offers waiting to help you increase your savings.

Don’t forget that even the best CD rates in NH won’t be of much use if funds are withdrawn before the account has matured.

New Hampshire CDs are not liquid accounts, meaning that withdrawing your savings before the agreed-upon deadline could incur some hefty penalty fees.

At the same time, NH CDs are ideal for those who struggle with depleting their savings accounts before they have a chance to grow it.

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Table source:

https://www.google.com/search?q=biggest+cities+in+new+hampshire&oq=biggest+cities+in+new+hampshire

Image source:

https://pixabay.com/en/new-hampshire-flag-state-usa-us-31502/

AdvisoryHQ (AHQ) Disclaimer:

Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

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