Best Delaware CD Rates for 1-Month to 5-Year CDs

If you are a resident of Delaware and have been considering taking out a certificate of deposit (CD), we’re here to help.

Here at AdvisoryHQ, we know all too well how important it is to conduct thorough research before signing up for a financial product.

To simplify your research process, you can find a complete list of Delaware rates in the section below.

Delaware residents have plenty of savings products to choose from to meet a variety of savings needs.

Whether you’re interested in Delaware CDs, mortgages, money market accounts, or any other financial product, it’s important to ensure that you get the best rates and terms, allowing your financial health to increase over time.

To view the top financial offers and rates from leading institutions, visit the Delaware rate table above.

Best CD Rates in Delaware

Newark, DE

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Which Delaware City Are You Located In?

Below is a list of the largest cities in Delaware. Click here to visit the Delaware rate table displayed above and compare the best rates on financial products in DE.

Biggest Cities in Delaware


New Castle5,357

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High Yield Savings & Long-Term CD Rates in Delaware

Part of finding the best CD rates in Newark, Wilmington, Middletown, Milford, or other cities in Delaware is exploring multiple options and rates.

Something to note is that the longer-term 2-year, 3-year, and 5-year CDs offer the best CD rates in Delaware.

Banks are willing to offer higher rates for these longer-term Delaware CDs because they have a longer time to utilize the money held in the account.

If the long-term Delaware CD rates listed above do not fit your financial needs, you can also consider taking out high-yield savings accounts in Delaware, since some online high-yield savings accounts offer much higher rates than even the highest CD rates in Delaware.

Early Withdrawal Penalties

Even if you find the best CD rates in Delaware, they won’t do you much good if you withdraw your funds early from Delaware CDs.

Withdrawing your money before the CD has matured is not a good idea—but you may find that an early withdrawal is necessary during specific events, like a family or financial emergency.

Delaware CDs will all have different early withdrawal penalties, often worth several months of interest from Delaware CD rates.

However, it is possible that a withdrawal penalty could include some of the principal balance, which means that you could potentially lose money by withdrawing funds early.

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Conclusion: Finding the Best CD Rates in Delaware

No matter what financial institution you choose, it’s important to do your research to ensure that you are getting the best CD rates in Delaware to help your savings grow.

Consider your financial goals, your current savings plan, and the best CD rates in Delaware to choose the best savings account for your personal finances.

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CD, Savings and MMA Rate Table Disclaimer

Click here to read AdvisoryHQ’s disclaimer on the rate table(s) displayed on this page.

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AdvisoryHQ (AHQ) Disclaimer:

Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. Click to view AdvisoryHQ's advertiser disclosures.