Mississippi CD Rates for 1-Month to 5-Year CDs

If you live in Memphis, Jackson, Gulfport, or any other city in Mississippi, it’s important to conduct comparison research to ensure that you get the best CD rates in Mississippi.

Of course, it isn’t always easy to set aside the time to sift through MS CD rates. Luckily, this article will give you all the information you need to find the best CD rates in MS.

In the sections below, you can find expert tips on how to get the best CD rates in MS.

Best CD Rates in Mississippi

Natchez, MS

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Which Mississippi City Are You Located In?

Below is a list of the ten largest cities in Mississippi. Click here to go to the Mississippi rates table displayed above to compare the best rates in Mississippi.

Biggest Cities in Mississippi

Population (2016)

Olive Branch36,699

List of Available Certificate of Deposits in Mississippi

Below are the types of Mississippi CDs you can invest money in:

  • 1-year CD
  • 1-month CD
  • 3-month CD
  • 6-month CD
  • 9-month CD
  • 1-year jumbo CD
  • 2-year CD
  • 3-year CD
  • 5-year CD
  • 5-year jumbo CD

Aside from the best CD rates in Mississippi, you may want to consider high-yield savings accounts in Mississippi. Depending on the provider, many online high-yield savings accounts offer much better rates than even the highest CD rates in MS.

For current Mississippi rates on financial products, visit the Mississippi rate table above to find the best rates to grow your savings.

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Tips for Getting the Best CD Rates in Mississippi

Across the nation and in Mississippi, CD rates are increasing, especially those that are offered by online banks.

Often providing more in returns than a savings account, certificates of deposit are popular savings products for Mississippi residents, but it’s important to choose the right savings products and rates for your unique financial needs.

Read on to find tips for getting the best CD rates in Mississippi to help your savings grow.

Know Your Finances

Before signing up for CD rates in MS, you’ll want to know exactly how much you can afford to set aside.

Some savings products and CD rates in Mississippi will have minimum balance requirements, so the amount of cash you can set aside may play a large role in which CD you choose.

Keep in mind that any money put into a CD won’t be liquid for at least one year—or more—depending on the CD, so you’ll want to have a good handle on your finances before signing up for CD rates in Mississippi.

Compare Multiple Products

When looking for the best CD rates in Mississippi, your local bank is a good place to start, but it should not be the end-all solution.

With the rise of online banking, there are plenty of online banks offering competitive Mississippi CD rates, often providing better rates than brick-and-mortar banks.

Credit unions are also great resources for CD rates in Mississippi, since they operate as not-for-profit organizations and can often offer better rates as a result.

Look for Promotional Mississippi CD Rates

The benefit to having local banks and credit unions to choose from is that these financial institutions often have promotions or special rates on CDs.

Some examples of potential discounts on the best Mississippi CD rates include:

  • Larger deposits
  • Switching to electronic statements
  • Senior citizens
  • Veterans
  • Residents of a specific county or city

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Conclusion: Finding the Top Rates & Offers for Mississippi CDs

As you can see, there are a lot of great offers and rates for financial products in Mississippi. Make sure that you choose the best Mississippi CD rates for your personal financial goals and objectives.

No matter what type of account you choose, a CD can be a great option for consumers that struggle with keeping their savings intact long enough for their account to grow.

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