Minnesota CD Interest Rates for 1-Month to 5-Year CDs

Are you in the market for the best certificate of deposit (CD) account rates? If you live in Minneapolis, Duluth, St. Paul, Maple Grove, or any other city in Minnesota, you’ve come to the right place. 

At AdvisoryHQ, we understand how important it is for consumers to conduct smart, thorough research on MN CD rates and savings accounts.

Of course, not every consumer has the time to dedicate towards finding the best CD rates in MN, which is where we come in.

Below, you can find an MN rate table displaying some of the best rates in MN including account offers from top financial institutions for Minnesota residents.

Best CD Rates in Minnesota

Minneapolis, MN

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Which Minnesota City Are You Located In?

Below is a list of the ten largest cities in Minnesota. Click here to go to the Minnesota rates table displayed above, and to view available rates in MN.

Biggest Cities in Minnesota

Population (2016)

St. Paul302,398
Brooklyn Park79,707
Maple Grove69,576
St. Cloud67,641

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High Yield Savings Rates vs Best Minnesota CD Rates

Finding the best CD rates in Minnesota for you means conducting thorough research to find a savings investment that matches your unique financial goals.

Of course, depending on where you live in Minnesota, you may find that high-yield savings accounts in Minnesota are a better fit for your needs. Some online high-yield savings accounts offer much higher rates than even the best CD rates in Minnesota.

Similarly, you may find that online banks and national financial institutions could offer higher CD rates than local banks in Minnesota.

Use the above rate table to compare annual percentage yields from top-rated financial products and institutions in Minnesota.

Longer-Term Minnesota CDs

Something else to note is that the longer-term CDs (2-year, 3-year, and 5-year) tend to offer the best CD rates in Minnesota.

Banks prefer to offer higher rates for longer-term CD rates in Minnesota since they can utilize your investment for a longer time period. If you can put your money away for a longer time period, these longer-term CDs are often the best way to get great CD rates in MN.

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Conclusion: Finding the Best CD Rates in Minnesota

For residents of Minnesota, there are plenty of offers for financial products in Minneapolis, St. Paul, Bloomington, Plymouth, or any other city in the state.

No matter what financial institution you choose, it’s important to do your research to ensure that you are getting the best CD rates in Minnesota to help your savings grow.

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CD, Savings and MMA Rate Table Disclaimer

Click here to read AdvisoryHQ’s disclaimer on the rate table(s) displayed on this page.

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AdvisoryHQ (AHQ) Disclaimer:

Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. Click to view AdvisoryHQ's advertiser disclosures.