Iowa CD Rates for 1-Month to 5-Year CDs

Are you in the market for the best certificate of deposit (CD) account rates? If you live in Des Moines, Cedar Rapids, Davenport, or any other city in Iowa, you’ve come to the right place. 

At AdvisoryHQ, we understand how important it is for consumers to conduct smart, thorough research on Iowa CD rates and savings accounts.

Of course, not every consumer has the time to dedicate towards finding the best CD rates in Iowa, which is where we come in.

Below, you can find a rate table displaying some of the best financial rates in Iowa, including account offers from top financial institutions for Iowa residents.

Best CD Rates in Iowa

Des Moines, IA

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Which Iowa City Are You Located In?

Below is a list of the largest cities in Iowa. Click here to go to the Iowa rates table displayed above to compare the best Iowa rates from leading financial institutions.

Biggest Cities in Iowa

Population (2016)

Des Moines215,472
Cedar Rapids131,127
Sioux City82,872
Iowa City74,398
West Des Moines64,560
Council Bluffs62,524

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High Yield Savings Rates vs CD Rates in Iowa

Conducting thorough research is an essential task to finding and selecting the best CD rates in Des Moines, Iowa, the best CD rates in Cedar Rapids, Iowa, or other cities across the state.

However, you might also want to consider high-yield savings accounts in Iowa, since some online high-yield savings accounts offer much higher rates than even the best CD rates in Iowa.

Along with high-yield savings accounts, you could also try expanding your search outside of CD rates in Iowa to include national CD rates.

Some online banks and national financial institutions could offer higher CD rates than local banks and financial institutions.

If you would like to explore your options for financial products, use the above rate table to compare offers from leading Iowa financial institutions.

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Conclusion: Finding the Best CD Rates in Iowa

Whether you are looking for the best CD rates in Des Moines, Iowa, or for CD rates in Cedar Rapids, Iowa, or any other city, don’t forget that CDs are not liquid savings accounts.

In most cases, you won’t be able to withdraw funds from a CD until the account has matured, with many accounts applying early withdrawal fees.

At the same time, however, a CD is an ideal option for those who struggle with depleting their savings accounts before they have a chance to grow it.

Consider your financial goals, your current savings plan, and the best CD rates in Iowa to determine whether investing in a CD is the right decision for you. 

For current rates in Iowa for financial products, visit the Iowa rate table above to find the best rates to grow your savings.

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CD, Savings and MMA Rate Table Disclaimer

Click here to read AdvisoryHQ’s disclaimer on the rate table(s) displayed on this page.

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AdvisoryHQ (AHQ) Disclaimer:

Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. Click to view AdvisoryHQ's advertiser disclosures.