Oregon CD Rates | 1-Month to 5-Year CDs for Consumers with Good Credit Scores
If you live in Salem, Portland, Eugene, Bend, Hillsboro, or any other city in Oregon, you know how important it is to research and compare multiple Oregon CD rates to identify the best CD rates in Oregon.
Of course, finding and highlighting the best Oregon CD rates takes time, which certainly can be hard to come by.
To simplify the research process for Oregon residents, AdvisoryHQ is presenting the table below that compares current rates on financial products from top financial firms throughout the state.
Portland, OR
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Which Oregon City Are You Located In?
Below is a list of the ten largest cities in Oregon. Click here to go to the Oregon rates table displayed above to compare the best Oregon rates on financial products.
Biggest Cities in Oregon | Population |
| Portland | 639,863 |
| Salem | 167,419 |
| Eugene | 166,575 |
| Gresham | 111,523 |
| Hillsboro | 105,164 |
| Beaverton | 97,590 |
| Bend | 91,122 |
| Medford | 81,636 |
| Corvallis | 57,110 |
| Tigard | 510,902 |
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Tips for Getting the Best CD Rates in Oregon
If you’re considering taking out an Oregon CD, you’re in luck. CD rates across the nation are on the rise, especially those that are offered by online banks.
Often providing more in returns than a savings account, certificates of deposit are popular savings products for Oregon residents, but it’s important to choose the right savings products and rates for your unique financial needs.
Read on to find tips for getting the best CD rates in Oregon to help your savings grow.
Know Your Finances
Before signing up for CD rates in Oregon, you’ll want to know exactly how much you can afford to set aside.
Some savings products and CD rates in Oregon will have minimum balance requirements, so the amount of cash you can set aside may play a large role in which CD you choose.
Keep in mind that any money put into an Oregon CD won’t be liquid, so you’ll want to have a good handle on your finances before signing up for CD rates in Oregon.
Compare Multiple Products
When looking for the best CD rates in Oregon, your local bank is a good place to start, but it should not be the end-all solution.
With the rise of online banking, there are plenty of online banks offering competitive Oregon CD rates, often providing better rates than brick-and-mortar banks.
Credit unions are also great resources for CD rates in Oregon, since they operate as not-for-profit organizations and can often offer better rates as a result.
Look for Promotional Oregon CD Rates
The benefit to having local banks and credit unions to choose from is that these financial institutions often have promotions or special rates on CDs.
Some examples of potential discounts on Oregon CD rates include:
- Larger deposits
- Switching to electronic statements
- Senior citizens
- Veterans
- Residents of a specific county or city
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Conclusion: Finding the Best CD Rates in Oregon
Keep in mind that, in most cases, you won’t be able to withdraw funds from a CD until the account has matured, which may cause a problem for consumers that want liquidity.
At the same time, however, an Oregon CD is an ideal option for those who struggle with depleting their savings accounts before they have a chance to grow it.
Consider your financial goals, your current savings plan, and the best CD rates in Oregon to determine whether a CD is the right savings product for you.
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CD, Savings and MMA Rate Table Disclaimer
Click here to read AdvisoryHQ’s disclaimer on the rate table(s) displayed on this page.
Table source:
https://www.google.com/search?q=biggest+cities+in+oregon&oq=biggest+cities+in+oregon
Image source:
https://pixabay.com/en/portland-pdx-oregon-northwest-2352754/
AdvisoryHQ (AHQ) Disclaimer:
Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.
Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. Click to view AdvisoryHQ's advertiser disclosures.