Best Louisiana CD Rates on 1-Month to 5-Year CDs

If you live in New Orleans, Baton Rouge, Shreveport, Lafayette, or any other city in Louisiana, it’s important to do your research and compare offers to find the best rates on Louisiana CDs. 

See the below rate table for a comparison of some of the best rates on financial products in Louisiana.

For current and best rates on savings products in Louisiana, check out the rate table above to find the best financial rates currently available in Louisiana.

Best CD Rates in Louisiana

Jackson Square—New Orleans, LA

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Which Louisiana City Are You Located In?

Below is a list of the largest cities in Louisiana. Click here to go to the Louisiana rates table displayed above and see the best rates on financial products in Louisiana.

Largest Louisiana Cities


New Orleans391,495
Baton Rouge227,715
Lake Charles76,848
Bossier City68,485
St. Bernard Parish45,408

High Yield Savings Rates vs Best CD Rates in Louisiana

Understanding all your options and conducting thorough research is an important part to finding the best Louisiana CDs in Kenner, Lake Charles, Houma, Shreveport, or other cities in the state of Louisiana.

However, you might also want to consider high-yield savings accounts in Louisiana. Some online high-yield savings accounts offer much higher rates than even the highest CD rates in Louisiana.

You can also consider looking at national CD rates along with rates for Louisiana CDs. 

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Tips for Getting the Best Louisiana CD Rates

Across the nation and in Louisiana, CD rates are increasing, especially those that are offered by online banks.

Often providing more in returns than a savings account, certificates of deposit are popular savings products for Louisiana residents. However, it’s important to choose the right savings products and rates for your unique financial needs. 

Read on to find tips for getting the best CD rates in Louisiana to help your savings grow or visit the above Louisiana rate table to find the best financial product for you.

Know Your Finances

Before committing to CD rates in Louisiana, you’ll want to know exactly how much you can afford to set aside.

Some Louisiana CD rates will come with minimum balance requirements, so the amount of cash you can set aside may play a large role in which CD you choose.

Keep in mind that any money put into a CD could potentially be untouchable for up to five years, so you’ll want to have a good handle on your finances while researching the best CD rates in Louisiana.

Compare Multiple Products

When looking for the best Louisiana CDs, your local bank is a good place to start, but it should not be the end-all solution.

With the rise of online banking, there are plenty of online banks offering competitive Louisiana CDs, often providing better rates than brick-and-mortar banks.

Credit unions are also great resources for CD rates in Louisiana, since they operate as not-for-profit organizations and can often offer better rates as a result.

Look for Promotional CD Rates in Louisiana

The benefit to having local banks and credit unions to choose from is that these financial institutions often have promotions or special rates on CDs in Louisiana.

Some examples of potential discounts on Louisiana CDs include:

  • Larger deposits
  • Switching to electronic statements
  • Senior citizens
  • Veterans
  • Residents of a specific county or city

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Conclusion: Getting the Best CD Rates in Louisiana

When it comes to finding great Louisiana CDs, there are plenty of different Louisiana CDs to choose from. Depending on where you live, you may find that you can get better rates, so it’s important to take specific location into consideration.

No matter what type of account you choose, a CD can be a great option for consumers that struggle with keeping their savings intact long enough for their account to grow.

Consider your financial goals, your current savings plan, and the best CD rates in Louisiana to choose the best savings account for your personal financial goals.

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