Intro: Detailed Ranking & Review of Wealth Legacy Institute

Wealth Legacy Institute was recently ranked by AdvisoryHQ News as one of the best financial advisory and wealth management firms serving the Denver, Colorado area. The firm provides advisory services to high-net-worth individuals and families, especially retirees, those nearing retirement, and other investment advisors.

The firm has been ranked as a top Denver financial advisor by AdvisoryHQ for several consecutive years.

In the sections below, we provide a detailed overview of Wealth Legacy Institute, including the key factors that enabled this firm to be ranked as one of the top financial advisory firms in the Denver, CO area.

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Overview of Wealth Legacy Institute

Wealth Legacy Institute is a financial advisory firm based in Denver, CO that helps clients build a successful retirement and lasting legacy. The firm’s team prides itself on taking a tailored approach to help clients achieve wealth and financial well-being.

For investors who prefer only working with fee-only wealth managers, this will be a top choice. The firm is your fiduciary 100% of the time. This means that the advisors at Wealth Legacy Institute do not receive third-party commissions for the sale of financial products. Thus, advisors have no conflicts of interest when it comes to making investment recommendations. All recommendations are in the best interest of the client.

Additionally, being a fiduciary, sets the firm apart as one that adheres to high standards of transparency. As fiduciaries, advisors are legally bound to always put clients’ interests ahead of those of the firm and its advisors.

Wealth Legacy Institute Review

Who Does the Firm Work With?

This top-rated Denver-based wealth management firm’s specialty is helping people make the shift from saving for retirement to living in retirement. They have a minimum portfolio size of $1,000,000. This figure can be adjusted at the firm’s discretion. It works with high-net-worth individuals and families, as well as other financial advisors.

The firm specializes in working with ‘accidental millionaires’– people who have worked hard, saved wisely, and are approaching or entering retirement.

Fees for Financial Planning & Investment Management

Those interested in financial planning services from this Denver financial advisor may appreciate the assets under the management structure.

Wealth Legacy Institute will typically charge ninety-five basis points (0.95%), based on the market value of assets being managed. That is just a ballpark figure and can vary according to the specific circumstances of the client.

You can find more details on fees by contacting the firm directly and by reviewing the firm’s ADV.

Comprehensive Wealth Management

As a top Denver financial advisor, Wealth Legacy Institute believes that working together on a customized, long-term financial plan is at the heart of good wealth management.

Its comprehensive life-planning process breaks down financial planning into bite-sized pieces to make it less complex for clients. As well as this, the firm’s website isn’t overwhelming as some investment management sites can be. Clients and potential clients will find multiple resources that help walk them through various areas of retirement and financial planning.

The firm notes that it is dedicated to adding value to clients through integrated financial planning, tax minimization, estate planning advice, and family wealth advisory services. It takes a holistic approach to wealth management that helps clients understand their full financial picture.

The Experienced Team at Wealth Legacy Institute

Wealth Legacy Institute has been serving clients in the Denver, Colorado area for approximately 15 years, being founded in 2007.

It’s helmed by Kim Curtis, a nationally recognized wealth management advisor and speaker. Ms. Curtis has several accolades and professional designations to her name, including being a bestselling author of Retirement Secrets: Keys to Retiring Happy, Healthy & Free & Money Secrets: Keys to Smart Investing, which are published by Financial Literacy Press.

The experienced financial advisory and client services team that you’ll be working with at Wealth Legacy Institute is as follows:

Kimberly L. Curtis, CFP®, ChFC, CLU, CAP, AEP, MSFS

President & CEO

Link to Bio

Justin M. Hobbs, CFP®

Certified Financial Planner & Wealth Advisor

Link to Bio

Meg K. Gehl, MBA

Organization & Facilitation Specialist

Link to Bio

Cashel N. Giordano

Client Relations Associate

Link to Bio

What is a Certified Financial Planner™ (CFP®)?

It’s important to note that both financial advisors at Wealth Legacy Institute hold the designation of CFP®. This designation is a sign that a financial advisor has reached a certain standard of excellence in financial planning.

To earn this certification, financial planning professionals must meet strict educational, training, and ethical requirements. They must also uphold values centered around being committed to serving the clients’ best interest always.

Tailored Approach to Wealth Well-being

One of the benefits of working with a boutique financial advisory firm is that you can expect a white-glove approach. Wealth Legacy Institute does not use a cookie-cutter template for integrated wealth management. Rather, its advisors believe that each client’s life journey and goals are unique, so their financial plans should be as well.

The firm has two main proprietary frameworks it has developed, which are used to help clients assess, plan for, and reach their financial goals with help from their Denver financial advisor.

The first is related to designing a custom financial plan and is called Planning for LIFE Experience™. The second brings the investment management side of financial well-being to the table and is called Intelligent Investing™.

Planning for LIFE Experience™

The main driver of your custom financial plan with Wealth Legacy Institute is to bring your vision, values, and goals to fruition. The firm keeps planning simple and straightforward, and clients benefit from the decades of expertise as well as the honest, warm approach of its team.

Clients of this Denver financial planner will be guided through six elements that will help them create a financial plan. This process is designed to reduce the complexity of identifying financial goals because they’re based on real-life values and dreams for the future.

The six key elements of the financial planning process by Wealth Legacy Institute are:

  1. Know your financial starting line
  2. Protect what’s important
  3. Enhance your wealth
  4. Manage taxes
  5. Plan for retirement
  6. Preserve wealth & create a family legacy

wealth legacy intelligent investing

Intelligent Investing™

Investing can be full of uncertainty. Markets fluctuate according to world events, and things can change quickly. The Intelligent Investing™ approach developed by Wealth Legacy Institute takes that into consideration and builds in ways to manage uncertainty.

The approach has four key principles that guide its research-driven, disciplined, systematic framework:

  • Take the long-term view
  • Balance risk
  • Utilize the six factors of return
  • Practice global diversification

These investment management experts don’t try to gloss over the fluctuations of the market, instead, they factor those in. They are upfront with clients about how to best keep their wealth protected while growing it through wise investing.

Financial Education Emphasis

Good financial advisors will want their clients well-informed about their money and how to best manage it. They’ll know that financial literacy can help clients achieve their goals faster.

This is an area where Wealth Legacy Institute excels. The firm emphasizes financial education throughout everything it does, and even in its name. The “institute” in the firm’s name reflects its value for life-long learning.

You’ll find that you aren’t just told what is being done to manage your money when working with Wealth Legacy Institute, you learn the WHY behind the strategy.

Three particular areas of expertise where the company can shed light and help clients gain a better understanding include:

  • Retirement transition planning
  • Elder care services
  • Intergenerational financial planning

In addition to personalized financial literacy enablement, the firm also has a robust and current blog on its website. You can find informative articles in categories such as Social Security, investing, retirement planning, money/lifestyle, and more.

Retirement Resources

Retirement planning is a specialty area for this top Denver financial advisor, and you’ll find multiple financial resources on its website that can help you better understand retirement planning and how to best go about it.

When you first visit the Wealth Legacy Institute webpage, you’ll see a 3-minute Retirement Readiness Quiz™ you can take to see just how ready you are for your “golden years.”

Wealth Legacy Institute retirement planning

You can find more retirement resources on the resources page. These will help you better understand the road to retirement planning and what you need to do to build the nest egg required for a comfortable and active retirement.

Two resources you’ll see available are:

  • Retirement Secrets: A book by the firm’s President & CEO, Kim Curtis, to help you paint your retirement picture
  • 2022 Essential Retirement Guide: A free guide to help you plan your retirement finances

Recognition & Accolades

Beyond being a top-rated Denver, Colorado financial advisor on AdvisoryHQ’s top-rated lists, Wealth Legacy Institute and the company’s CEO have earned other accolades that speak to the firm’s continued leadership in the financial planning and investment management industry.

A few other recognitions that the firm and its leadership have been awarded include:

  • Investopedia Top 100 Financial Advisors
  • Working Mother and SHOOK Research’s 2017 Top Wealth Advisor Moms
  • Expertise Best Financial Advisors in Denver 2019
  • The firm’s CEO, Kim Curtis, has been profiled on NBC, CBS, ABC, FOX, CW, and The Wall Street Journal

Wealth Legacy Institute Contact Information

Cherry Tower
950 S. Cherry St. #505
Denver, CO 80246
Tel: 303-753-7578
Fax: 303-753-7581

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AdvisoryHQ’s Objective Standards & Our Personalized Page Service

This Wealth Legacy Institute review was independently conducted by AdvisoryHQ.

Our focus is on the everyday consumer. All of our research and publications are conducted from the end-user consumer’s perspective, and we publish our top-ranking reviews for anyone to view for free.

Both ranked and non-ranked firms can also request to have a separate personalized profile, like the one above, which incurs a charge. 

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