Intro – 121 Financial Credit Union Reviews & Ranking
AdvisoryHQ recently published its list and review of the top credit unions in Jacksonville, FL — a list that included 121 Financial Credit Union.
Below, we have highlighted some of the many reasons 121 Financial Credit Union was selected as one of the best credit unions in Jacksonville, FL.
Click here for a detailed review of AdvisoryHQ’s selection methodology: AdvisoryHQ’s Methodology for Selecting Top Banks and Credit Unions.
121 Financial Credit Union Review
This Jacksonville credit union was founded in 1935. Membership at 121 Financial Credit Union is open to individuals who live, work, or attend school in the counties of Duval, Clay, St. Johns, Nassau, Baker, Columbia, Union, Bradford, Alachua, Putnam, and Flagler.
Employees of telecommunication companies, active or retired, and organizations whose members are of the same general group are eligible, regardless of where they live. Immediate family members of eligible persons may join as well.
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Key Factors Leading Us to Rank This Firm as One of This Year’s Top Credit Union Firms
Upon completing our detailed review, 121 Financial Credit Union was included in AdvisoryHQ’s ranking of this year’s best credit unions based on the following factors.
121 Financial Credit Union Review: Savings Accounts
Several savings accounts are offered to eligible persons at 121 Financial Credit Union. Such account options include:
- Regular Savings
- Reserve Savings
- Holiday Savings
- Kids Savings Account (13 and under)
- Money Market
- Term Share Certificate Accounts
- Senior Set Advantage
- IRAs
Fees may apply. Be sure to check out the minimum deposit and monthly fees that may apply to these accounts.
121 Financial Credit Union Review: Checking Accounts
Several checking accounts are available for members at 121 Financial Credit Union. Those checking options include:
- Eco Checking
- Totally Free Checking
- Interest Checking
- Youth Checking
All checking options may be linked to a Visa debit card. The 121 Financial Visa debit card may be used to make purchases anywhere Visa cards are accepted. Discounted services may be available for members aged 50 and over.
Additionally, for those who may not currently qualify for an account, the Checkright program may be an attractive option. For members who successfully complete the program, 121 Financial may potentially open them a checking account.
121 Financial Credit Union Review: Credit Cards
As of July 2016, four different Visa credit cards are available for application at 121 Financial Credit Union. Each card has varied terms, limits, and rates. Applications are available online.
121 Financial Credit Union Review: Loans
Loans that are potentially available at 121 Financial Credit Union include the following:
- Auto loans
- Recreational loans
- Personal loans
- Mortgages
121 Financial Credit Union Review: Telephone Banking
Members can access accounts seven days a week and 24 hours a day by using telephone banking. Services available through telephone banking include but are not limited to:
- Transfer funds
- Withdrawals
- Check balances
- Make loan payments
- Apply for a loan
Be sure to check the 121 Financial Credit Union website and to contact a credit union representative to be sure that you are fully aware of all membership and account requirements, fees, terms, rates, conditions, and benefits.
In addition to reviewing the above 121 Financial Credit Union review, you can click on any of the links below to browse exclusive reviews of AdvisoryHQ’s top rated banking firms & credit unions:
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AdvisoryHQ (AHQ) Disclaimer:
Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.
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