Intro – Credit Union of Atlanta Reviews & Ranking
AdvisoryHQ recently published its list and review of the top credit unions in Georgia, a list that included Credit Union of Atlanta.
Below we have highlighted some of the many reasons Credit Union of Atlanta was selected as one of the best credit unions in Georgia.
Click here for a detailed review of AdvisoryHQ’s selection methodology: AdvisoryHQ’s Methodology for Selecting Top Banks and Credit Unions.
Credit Union of Atlanta Review
Among credit unions in Atlanta, the Credit Union of Atlanta continuously ranks well with members. This leader among Atlanta credit unions provides deposit accounts, loans and credit cards, and other full-service financial offerings. This best credit union in Atlanta was founded in 1928, right before the onset of the Great Depression.
Image source: Bigstock
It was able to persevere through the financial turmoil of that time and has remained a stable and secure credit union in Atlanta. In 2015, this leader among credit unions in Atlanta had total assets of more than $67.5 million.
Key Factors That Enabled This to Rank as One of the Top Atlanta Credit Unions
During the process to rank the best credit unions in Atlanta, the following list details some reasons the Credit Union of Atlanta excels as compared to many other credit unions in Atlanta, Georgia.
Credit Union of Atlanta Review: Share Draft Checking
One of the biggest reasons so many consumers opt to work with Atlanta credit unions, as opposed to conventional banks and big name financial institutions, is because of the lower or even eliminated fees.
Image source: Bigstock
The Share Draft Checking account from CUA is a foundational account with no monthly service fee and no minimum balance requirement with direct deposit. It also includes unlimited check writing and free online banking.
This checking account offered by CUA, a leader among Atlanta credit unions, also includes dividend earnings. Dividends are compounded every quarter and credited to accounts quarterly. The minimum balance required to open this account is only $25, and to obtain the disclosed annual percentage yield, the member must maintain an average daily balance of $1000.
Also, there are no transaction limits that are part of this account.
Credit Union of Atlanta Review: FOCUS Senior Checking
Another valuable checking account option available from this best credit union in Atlanta is FOCUS Senior Checking, available to members who are at least 55 years old. This account is free and also packed with perks.
It also includes the conveniences that come with other checking accounts offered by this Atlanta credit union, including unlimited check writing, free online banking, bill pay, and e-statements.
This account offers competitive earnings on balances over $1,000, and there is no minimum balance required. It also includes an additional 0.025% on share certificate rates, one free book of checks per year, a free Visa Debit card, and access to nationwide branches through the shared branching program CUA participates in.
Credit Union of Atlanta Review: Member Discounts
As one of the many ways CUA offers increased value to members and special perks that wouldn’t be available to them if they were to bank with a conventional financial institution, this Atlanta credit union features member discounts. These member discounts are available through partnerships this Atlanta credit union forms with popular retailers.
For example, just for being a member of this credit union in Atlanta, GA, members can receive discounts on AMC movie tickets, Enterprise car sales, Six Flags Over Georgia passes, Sprint discounts, ShopAmerica discounts, and more.
Credit Union of Atlanta Review: Personal Loans
As a full-service credit union in Atlanta, CUA offers a variety of loans, including auto loans, home mortgage loans, share-secured loans, home equity products, computer loans, and Visa credit cards. This best credit union in Atlanta also features personal loans, which are flexible and can be used to purchase nearly anything, such as vacations and holiday expenses.
The loans are handled right in southwest Atlanta, making it a fast, streamlined experience for the borrower.
Personal loans from this top credit union in Atlanta, Georgia also feature competitively low rates, flexible terms and repayment plans, and borrowers can work with experienced, focused loan advisors. Decision-making is local, and service is customized to suit the diverse needs of members of this credit union in Atlanta.
In addition to reviewing the above Credit Union of Atlanta review, you can click on any of the links below to browse exclusive reviews of AdvisoryHQ’s top rated banking firms & credit unions:
Top Rated Banks
Top Banking Firms
Review of Top Mortgage Firms
Bank Reviews
AdvisoryHQ (AHQ) Disclaimer: Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info. Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. Click to view AdvisoryHQ's advertiser disclosures.