Intro – Delta Community Credit Union Reviews & Ranking
AdvisoryHQ recently published its list and review of the top credit unions in Georgia, a list that included Delta Community Credit Union.
Below we have highlighted some of the many reasons Delta Community Credit Union was selected as one of the best credit unions in Georgia.
Click here for a detailed review of AdvisoryHQ’s selection methodology: AdvisoryHQ’s Methodology for Selecting Top Banks and Credit Unions.
Delta Community Credit Union Review
One of the best credit unions in Atlanta, Delta Community Credit Union was founded by eight employees of Delta Air Lines in 1940, with the objective of helping its peers achieve financial success. Since then, Delta Community Credit Union has grown to become of the largest credit unions in Georgia.
Image Source: Delta Community Credit Union
Federally-insured and stable, Delta Community Credit Union offers free checking and online bill pay, loans, retirement, and investment products and services. It also remains competitive, with excellent rates, lower fees, branches that are conveniently located, and high capital reserves.
Key Factors That Led Us to Rank This as a Best Credit Union in Atlanta
While reviewing credit unions in Atlanta, GA, the following are some reasons Delta is ranked as one of the top Atlanta credit unions.
Delta Community Credit Union Review: Free Checking
When considering credit unions, Atlanta consumers are increasingly looking for fee-free options, including checking accounts without high fees. This is a big reason so many consumers are turning away from big name banks. Delta Community offers simple, free personal checking accounts without any hassle, but with all the features a consumer would likely need.
The free personal checking accounts from this leading credit union in Atlanta, Georgia include Visa Debit cards, online and mobile banking, and automatic overdraft protection from the members’ savings account.
They’re also completely free, with no hidden surprises such as a minimum balance requirement.
Delta Community Credit Union Review: Reward Points
When researching Atlanta credit unions, most consumers are looking for a combination of great products and services, along with valuable perks and benefits they might not receive from doing business with a traditional bank. One way Delta Community excels in this area is through its rewards program. The Rewards Points Program offers flexible options so members can select from cash back and travel rewards with no blackout dates.
Members receive one point for every $1 in eligible purchases made with a Delta Community Visa Credit Card. The earnings continue when members use their Visa Check Card, and, with this, they earn one point for every $3 in eligible purchases. There is also a Bonus Reward Points Program so that members can earn 2x or 3x rewards points on certain purchases.
When a member opens a Delta Community Visa Credit Card, he or she is automatically enrolled in the Reward Points Program. To enroll a debit card, the member can log into online banking.
Delta Community Credit Union Review: Online Bill Pay
To ensure convenience for members, this Atlanta credit union features online bill pay banking solutions. This helps members manage and pay their bills easily and effortlessly so they don’t have to worry about late fees or a missed payment. With the Delta Community Credit Union Online Bill Pay service, members can enjoy a streamlined, user-friendly interface, where adding merchants is a fast, three-step process.
There is a Payment Guarantee that ensures electronic payments made through online bill pay are safe and will be received by the biller on the specified date. There is a Same Day Bill Pay option, and the merchant list is long.
There is also the option to use the Bill Presentment feature, which provides members with direct access to view their bill statement summary, receive notifications when their bill is ready to be viewed, and schedule a payment.
Delta Community Credit Union Review: Retirement and Investment Services
As one of the leading credit unions in Atlanta, Delta Community truly is full service. Among its offered services are retirement and investment options. Members have access to a team of expert advisors who are prepared to give them objective, impartial advice.
Some of the retirement and investment services available from this leader among Atlanta credit unions include long-term care insurance, 401(k) options, and general long-term planning. Delta Community Retirement and Investment Services also regularly holds free financial education workshops.
Members can schedule an appointment by filling out an online form, emailing Delta Community or calling.
In addition to reviewing the above Delta Community Credit Union review, you can click on any of the links below to browse exclusive reviews of AdvisoryHQ’s top rated banking firms & credit unions:
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