Intro – Employees Credit Union Reviews & Ranking
AdvisoryHQ recently published its list and review of the top credit unions in Dallas, Texas, a list that included Employees Credit Union.
Below we have highlighted some of the many reasons Employees Credit Union was selected as one of the best credit unions in Dallas, Texas.
Click here for a detailed review of AdvisoryHQ’s selection methodology: AdvisoryHQ’s Methodology for Selecting Top Banks and Credit Unions.
Employees Credit Union Review
Chartered by the State of Texas, Employees Credit Union is guided by the Credit Union Department of the State. ECU was founded in Texarkana in 1952 to serve the needs of the employees and families of the East Texas Motor Freight System.
Today, ECU has grown to include employees of about 160 groups, as well as any person who lives, works, or attends school within ten miles of one of the Dallas locations of this credit union.
This full-service financial co-op offers the perks of a larger financial institution as well as the benefits of a credit union. Services range from lending to deposit accounts and online banking.
Image Source: Employees Credit Union
Key Factors Leading Us to Rank This Firm as One of This Year’s Top Credit Union Firms
Upon completing our detailed review, Employees Credit Union was included in AdvisoryHQ’s ranking of this year’s best credit unions based on the following factors.
Employees Credit Union Review: E-Services
Employees Credit Union is guided by localized services and a sense of community involvement, but they also have robust technology to make life as convenient as possible for members. E-Services from Employees Credit Union include:
- Free Home Banking: This allows members to check their banking activity regularly and monitor for potentially fraudulent activity.
- Free E-Statements: Receive monthly or quarterly member account statements through a secure e-Statement site.
- Free Bill Payment: Pay your bills online and avoid the time it takes to pay them through the mail.
- E-Transfer: This service offering lets members move funds between financial institutions as well as internal accounts.
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Employees Credit Union Review: Visa Debit Card
When you open an account at ECU, you can take advantage of the Visa Check Card, which can be used at more than 28 million global locations. Purchases are deducted from checking accounts with no interest, and you receive a monthly statement detailing your transactions. You can also view your checking account activity by logging in to online banking.
This debit card includes Visa’s signature Zero Liability protection, so that if your card is used fraudulently or for unauthorized transactions, you’re protected.
Employees Credit Union Review: Direct Debit Loan Payments
If members of ECU have a loan, this Dallas credit union simplifies how that can be paid back by allowing loan holders to sign an ACH agreement. This then means their account at another institution is automatically debited for loan repayment.
There are only a few steps to get started, including printing out the ACH Agreement, signing it, sending a copy of a voided check to a loan office, and sending contact information.
This means loan holders don’t have to worry about forgetting to make a payment or the fees and penalties that can come with a late fee.
In addition to reviewing the above Employees Credit Union review, you can click on any of the links below to browse exclusive reviews of AdvisoryHQ’s top rated banking firms & credit unions:
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