Intro – First Financial Credit Union Reviews & Ranking
First Financial Credit Union was recently ranked and reviewed by AdvisoryHQ as a top rated credit union. Firms on our top rated lists were selected after they successfully passed AdvisoryHQ’s groundbreaking, four-step banks and credit unions selection methodology.
Click here for a step-by-step breakdown of the methodology and selection process used during our First Financial Credit Union review: AdvisoryHQ’s Methodology for Selecting Top Banks and Credit Unions.
The review below provides a detailed assessment, including some of the factors used by AdvisoryHQ News in its ranking and selection of First Financial Credit Union.
First Financial Credit Union Review
First Financial Credit Union is a financial cooperative that works to offer the best services and products at the best prices. It was formed in 1936 by the employees of the AT&T Corporation so that they could affordably save and borrow money. In 2000, First Financial moved to a community charter in order to welcome members from the entire northern Chicago region.
Since that time, FFCU has continued to grow and expand its services and offerings to residents of northern Chicago. There are now more than 8,000 members, and the business model is based on returning profits to members, supporting the community and local charities, and delivering superior customer service.
Image Source: First Financial Credit Union
Key Factors Leading Us to Rank This Firm as One of This Year’s Top Credit Union Firms
Upon completing our detailed reviews, First Financial Credit Union was included in AdvisoryHQ’s ranking of this year’s best credit unions based on the following factors.
First Financial Credit Union Review: High 5 Checking
High 5 Checking is an excellent account option for members who regularly use their checking account, including use of their debit card and ATM withdrawals. The account earns a very high interest rate on balances up to $2500. Currently, that level is at 5% APY on balances up to $2500. This account also offers $10 in monthly reimbursements for ATM fees.
It features a Visa Debit card, free overdraft protection, and there are no minimum balance requirements or monthly fees. This account can also be used with online banking and Bill Pay.
Other checking accounts available from First Financial Credit Union include transition checking and a basic checking account.
Image Source: First Financial Credit Union
First Financial Credit Union Review: Visa Credit Card
Credit cards are often one of the primary products credit union members are seeking, and a First Financial Credit Union Visa Credit Card offers a fixed rate, so cardholders don’t have to worry about rising rates.
Credit limits can be as high as $15,000, with a competitively low fixed rate. These cards include free balance transfer options, worldwide acceptance, and an advanced security EMV chip.
To apply, members should have a photo ID and recent paystub.
First Financial Credit Union Review: Online Banking
While decision-making and services offered by First Financial are locally-driven and directed, there are technologies and conveniences on par with what would be found at larger financial institutions, including online banking.
Online banking lets users manage and customize their accounts and access information from a computer or smartphone.
Some of the features included with online banking from First Financial include:
- E-statements
- Account details
- Account history
- Transactions
- Customizable email or text alerts
- Online bill pay
- Loan applications
- Portals to open a CD or savings account
First Financial Credit Union Review: MoneyDesktop
MoneyDesktop is a platform that delivers a comprehensive money management experience. It features a sleek interface and the utmost in functionality. Using MoneyDesktop lets members of First Financial integrate all of their financial accounts and quickly see transactions and balances in one central location.
There are budget visualization tools, expense tracking, and debt management tools. This platform features very powerful insights so members can see not just what they’re spending but also where and how.
There’s also a net worth feature so users can see exactly what their assets are versus their current liabilities.
In addition to reviewing the above First Financial Credit Union review, you can click on any of the links below to browse exclusive reviews of AdvisoryHQ’s top credit unions:
Top Rated Banks
Top Credit Unions
Review of Top Mortgage Firms
Bank Reviews
AdvisoryHQ (AHQ) Disclaimer:
Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.
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