Intro – Kinecta Federal Credit Union Review


AdvisoryHQ recently reviewed the top credit unions in Los Angeles, CA. Each credit union was individually researched based on general concepts of quality and value.

Various criteria were considered during the research process, some of which include fees, convenience, branches, online banking, education materials, and the selection of available services.

Below we have highlighted some of the many reasons Kinecta Federal Credit Union was selected as one of the best credit unions in Los Angeles, CA.



Kinecta Federal Credit Union Review


Becoming a member of Kinecta Federal Credit Union (KFCU) is more than just opening a bank account; clients receive solutions for everyday situations, financial tools day or night, and exclusive member benefits.

Kinecta Federal Credit Union started out in 1940 as Hughes Aircraft Employees Federal Credit Union, but in 2001 took the name Kinecta Federal Credit Union and now has over 270,000 members with more than $3.6 billion in assets.

Key Factors that Enabled This Firm to Rank as a Top Credit Union

Below you will find a listing of contributing factors that allowed Kinecta Federal Credit Union to rank as one of the top credit unions in Los Angeles, California.



Exclusive Member Benefits

One of the benefits of being a Kinecta Federal Credit Union member is that you have instant access to a variety of exclusive deals from a variety of affiliated merchants.

Just by being a member, you can save on the items you would normally buy. A brief snapshot of what Kinecta member benefits look like include

  • Discounted SeaWorld tickets
  • Discounted Aquarium of the Pacific tickets
  • 15% discount at Heir Children’s Clothing & Accessories
  • Dicounted Six Flags tickets

Kinecta Federal Credit Union Review

Image Source: Kinecta Federal Credit Union

The Banking Advantage

With several kinds of checking and savings accounts available to meet the needs of different styles of clients, there is an option for just about everyone. Below, we’ll detail benefits of both checking and savings accounts through Kinecta Federal Credit Union.

Checking Benefits:

  • Free online and mobile banking
  • Debit cards with rewards
  • Nationwide CO-OP branch access
  • Nationwide CO-OP ATM access
  • Free bill pay with payment guarantee
  • Fee waived direct deposit
  • Free remote deposit
  • Free person-to-person payments

Savings Benefits:

  • Quarterly credited dividends
  • $5 minimum deposit
  • Deposit or withdraw money anytime
  • 24/7 phone and online banking account access
  • Borrow against your account balance


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Lending Solutions

Whether you need a loan for a vehicle, a vacation, an emergency, or buying your dream home, Kinecta Federal Credit Union has package loan services that can propel you to where you want to go.

You can confidently borrow with variable rates for the following types of loans:

  • Home loans
  • Home equity loans
  • Credit cards
  • OnSpot financing
  • Signature loans
  • Overdraft protection
  • Private student loans
  • Auto loans
  • Business loans

Additional Services

Serving as a perfect one-stop-shop, KFCU also offers the following financial and insurance services to its clients:


To browse exclusive reviews of all top rated banks in Los Angeles, please click on any of the links below:



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Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

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