Intro – Resource One Credit Union Reviews & Ranking
AdvisoryHQ recently published its list and review of the top credit unions in Dallas, Texas, a list that included Resource One Credit Union.
Below we have highlighted some of the many reasons Resource One Credit Union was selected as one of the best credit unions in Dallas, Texas.
Click here for a detailed review of AdvisoryHQ’s selection methodology: AdvisoryHQ’s Methodology for Selecting Top Banks and Credit Unions.
Resource One Credit Union Review
Resource One Credit Union has been serving member needs since 1936 and currently has more than 50,000 members. Over the years, Resource One has grown through mergers with company credit unions including The Dallas Morning News, The Southland Corporation, and Metroplex.
Membership opportunities for Resource One extend across two of the largest counties in Texas, including Dallas and Northwest Harris.
Membership is also available to people who live or work within a 10-mile radius of the Carrollton branch of Resource One. The mission of Resource One is “Total Member Delight” through things like relevant products, competitive rates, and superior service.
Image Source: Resource One Credit Union
Key Factors Leading Us to Rank This Firm as One of This Year’s Top Credit Union Firms
Upon completing our detailed review, Resource One Credit Union was included in AdvisoryHQ’s ranking of this year’s best credit unions based on the following factors.
Resource One Credit Union Review: Services
Along with products like deposit accounts, Resource One strives to be a full-service financial institution, and with that in mind they offer the following additional services to add value to the lives of members:
- Direct deposit
- Complimentary financial education seminars
- Gift cards
- Notary services
- Overdraft privilege and protection
- Paid membership referrals
- Wire transfers
- Safe deposit boxes
Of particular interest to many members of Resource One are the financial education seminars, which are held at various locations throughout the area, and they offer insight and actionable tips on a variety of money and finance-related topics.
Resource One Credit Union Review: Shared Branching
Resource One participates in the Shared Branch Network program, which is a partnership of national credit unions.
The goal of this network is to deliver more convenience and accessibility for credit union members, and there are currently more than 5,000 branches that participate.
This means members can bank throughout the country at any credit union that participates in the program, and Resource One is also part of the Co-Op ATM network, which includes more than 30,000 ATMs throughout the U.S. and Canada where members can make free withdrawals.
Resource One Credit Union Review: Loan Services
Along with general services and conveniences, Resource One also offers services specifically targeted to the needs of loan holders.
One of these is Skip-A-Payment, which provides the option to skip two payments per year, with a maximum of five skip payments throughout the entirety of your loan.
There’s also the AutoSmart Car Buying program, which lets users start searching for the right car for their needs so they can buy smarter. There is an extended warranty option, as well as Dent Guard, which has a $0 deductible and can be added to a Resource One auto loan without an increase in monthly payments.
Resource One Credit Union Review: Variety of Spending Accounts
Regardless of the spending (checking) account you opt for as a Resource One member, you receive benefits such as a Visa Debit Card, federal insurance, and 24-hour mobile, online, and phone banking.
There are four accounts to choose from, and they all provide accesss to over 30,000 ATMs and optional overdraft protection.
With each spending account offering unique features, interest rates, and requirements, credit union members can choose the best account for their financial needs.
In addition to reviewing the above Resource One Credit Union review, you can click on any of the links below to browse exclusive reviews of AdvisoryHQ’s top rated banking firms & credit unions:
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