Intro – Selfreliance Ukrainian American FCU Reviews & Ranking
Selfreliance Ukrainian American FCU was recently ranked and reviewed by AdvisoryHQ as a top rated credit union. Firms on our top rated lists were selected after they successfully passed AdvisoryHQ’s groundbreaking, four-step banks and credit unions selection methodology.
Click here for a step-by-step breakdown of the methodology and selection process used during our Selfreliance Ukrainian American FCU review: AdvisoryHQ’s Methodology for Selecting Top Banks and Credit Unions.
The review below provides a detailed assessment, including some of the factors used by AdvisoryHQ News in its ranking and selection of Selfreliance Ukrainian American FCU.
Selfreliance Ukrainian American FCU Review
Selfreliance Ukrainian American Federal Credit Union (SUAFCU) was created in 1951 as a financial cooperative with a democratic operational structure, to serve the needs of the Ukrainian-American population in the community. Currently, only members of the Selfreliance Association of American Ukrainians are eligible to become members of this credit union.
More specifically, membership eligibility includes people of Ukrainian descent, whether that is by birth or marriage, as well as Ukrainian parish members, religious communities or individuals who are part of other Ukrainian-affiliated organizations within the community. Services are available only to members.
Image Source: SUAFCU
Key Factors Leading Us to Rank This Firm as One of This Year’s Top Credit Union Firms
Upon completing our detailed reviews, Selfreliance Ukrainian American FCU was included in AdvisoryHQ’s ranking of this year’s best credit unions based on the following factors.
SUAFCU Review: Life Savings
As a benefit to the members of SUAFCU, the credit union offers life insurance for share account holders. Members qualify for this benefit if they meet the following eligibility requirements:
- You must go to work on the date you make a deposit.
- You must be under the age of 70 on the day you make a deposit.
- You can’t be insured for more than $2,000 in savings. If your savings total is more than that, you’re will not be ensured for the remainder.
- You can’t be insured for any class of savings that isn’t included in coverage or isn’t reported by the credit union for coverage.
SUAFCU Review: DirectConnect
DirectConnect is a convenience service that lets members of SUAFCU access critical account information online. DirectConnect is available anytime, and you can check your account history, make sure a direct deposit has cleared, and make transfers from account to account.
Image Source: SUAFCU
This online service is also used as a portal to view annual tax information, and you can download all of your account information to your computer or a financial management software platform.
The service is free, and it also includes DirectPay, which is a complimentary bill pay service.
SUAFCU Review: DirectVisa
Similar to DirectConnect, if you’re a member of SUAFCU and have a credit card with it, you can access account information for this card online through DirectVisa. DirectVisa provides the following functionality and features:
- Cardholding members can log on to view or print a listing of their credit card transactions
- The online portal offers the opportunity to view and print monthly Visa statements
- Credit card bills can be paid through DirectConnect
- You can look through your previous statements in case verification is needed for any transactions
- All Visa account and statement information can be downloaded to a computer
SUAFCU Review: Loans
SUAFCU offers a full slate of loan products, including varying types of mortgages, consumer loans, auto loans, and business loans that can be secured by real estate. The application is simple and fast, and an expert loan officer from the credit union works with applicants.
Uniquely, the interest rate charged on a loan from SUAFCU isn’t determined by your credit score, and, in some cases, may loans be approved on the same day that a member applies. Loans can be repaid in a number of flexible ways, including online using the DirectConnect service, through an automatic deduction from an existing account, in person, by mail or through the use of the night deposit box.
In addition to reviewing the above Selfreliance Ukrainian American FCU review, you can click on any of the links below to browse exclusive reviews of AdvisoryHQ’s top credit unions:
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