Intro – SF Fire Credit Union Reviews & Ranking
SF Fire Credit Union was recently ranked and reviewed by AdvisoryHQ as a top rated credit union. Firms on our top rated lists were selected after they successfully passed AdvisoryHQ’s groundbreaking, four-step banks and credit unions selection methodology.
Click here for a step-by-step breakdown of the methodology and selection process used during our SF Fire Credit Union review: AdvisoryHQ’s Methodology for Selecting Top Banks and Credit Unions.
The SF Fire Credit Union review below provides a detailed assessment, including some of the factors used by AdvisoryHQ News in its ranking and selection of SF Fire Credit Union.
SF Fire Credit Union Review
Founded in 1951, SF Fire Credit Union has worked diligently to uphold its roots and provide excellent rates, products, and experiences to its members.
Memberships are open to individuals who live, work or attend school in San Francisco, San Mateo or Marin County; firefighters in San Francisco, San Mateo or Marin County (active or retired); members and employees of Local IAFF – Santa Clara City Firefighters; active members of the California State Firefighters Association; or family members of SF Fire Credit Union members. See the website for a full list of eligible family relations.
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Key Factors Leading Us to Rank This Firm as One of This Year’s Top Credit Union Firms
Upon completing our detailed reviews, SF Fire Credit Union was included in AdvisoryHQ’s ranking of this year’s best credit unions based on the following factors.
SF Fire Credit Union Review: Checking Account
SF Fire Credit Union offers a checking account that has no monthly fee, no minimum balance, and no direct deposit requirements (as of June 2016).
An ATM Anywhere debit card may also be linked to the checking account. With a checking account, SF Fire Credit Union will refund up to twelve ATM network charges per calendar month. The credit union will post the refund within two business days.
SF Fire Credit Union Review: Overdraft Protection
SF Fire Credit Union members may elect to opt in to overdraft protection. The service is only turned on if a member signs up online or through mobile banking. Overdraft protection will draw funds from a savings account, a Visa credit card or another checking account you may have with the credit union.
The SF Fire Credit Union website states that overdraft protection services are free, but be sure to check with the union to be sure that you are totally aware of all potential charges and fees. Interest will apply if used with a credit card.
SF Fire Credit Union Review: Savings Accounts
SF Credit Union currently has five savings accounts listed on its website available to potential members. Accounts are briefly described below.
- Tiered Savings: A tiered savings account has benefits that vary depending on the minimum account balance. Check with an SF Fire Credit Union representative to learn about the current tiered terms and benefits. All accounts offer instant account-to-account transfers and ATM access if a checking account is combined.
- Term Certificates: A term certificate account has varied benefits that change depending on the length of the term. However, as displayed on its site as of June 2016, all term accounts have a minimum deposit of $250 and a minimum balance of the same amount. The union currently has terms from 3 months to 5 years.
- Additional Savings Accounts: Beyond the accounts outlined above, SF Fire Credit Union offers the following savings accounts: health savings accounts, educational savings, and holiday savings.
SF Fire Credit Union Review: Loans and Credit Cards
- Loans: This credit union potentially offers members several loans, including vehicle loans, personal loans, student loans, many different home loans, and more. Contact a credit union representative to learn more about the details in these loans.
Credit Cards: Three credit cards are available for members to apply for with SF Fire Credit Union. You can apply for a credit card 24/7 and access your account online, in person, and even over the phone. The credit card options offered at this credit union include: SF Fire Platinum Visa, CSFA Platinum Visa, and Business Platinum Visa.
Members can expect a decision regarding applications within 24 hours of applying.
Additional Services
SF Fire also offers investment assistance services, insurance offerings, and business accounts and loans.
SF Fire Credit Union Review: Online and Mobile Banking
Members may also utilize SF Fire Credit Union’s online banking and mobile banking services. With those features, members may access features such as:
- Check account balances and transactions
- View and print cleared checks
- Deposit checks
- Pay bills
- Transfer funds between accounts to other SF Fire Credit Union members accounts or other financial institutions
- Notify SF Fire of travel plans
- Apply for loans or credit cards
- Receive account alerts
Be sure to check the SF Fire Credit Union website and to contact a credit union representative to make certain that you are fully aware of all membership requirements, fees, terms, conditions, and benefits.
In addition to reviewing the above SF Fire Credit Union review, you can click on any of the links below to browse exclusive reviews of AdvisoryHQ’s top credit unions:
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AdvisoryHQ (AHQ) Disclaimer:
Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.
Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. Click to view AdvisoryHQ's advertiser disclosures.