Intro – Whitaker Bank Reviews & Ranking


AdvisoryHQ recently published its list and review of the top banking firms in Kentucky, a list that included Whitaker Bank.

Below we have highlighted some of the many reasons Whitaker Bank was selected as one of the best banking firms in Kentucky.

Click here for a detailed review of AdvisoryHQ’s selection methodology: AdvisoryHQ’s Methodology for Selecting Top Banks and Credit Unions.



Whitaker Bank Review


Whitaker Bank was founded in 1978 by Mr. Elmer Whitaker. From its beginnings with five locations within three Kentucky counties, the Kentucky bank has since expanded to include 46 banking locations within 15 counties. Despite its massive growth, Whitaker Bank continues to be a family-owned company dedicated to offering advanced banking services while maintaining the personal service expected of a community bank.

Whitaker Bank’s slogan of “Uniquely Kentucky!” shows that it is a bank in Kentucky with plenty of home state pride. With combined assets of $1.75 billion, this family-owned Kentucky bank has built a strong financial foundation on which to serve its customers. It operates on a mission to provide exceptional banking experiences to its fellow Kentuckians.

Whitaker Bank Reviews & Ranking

Image source: Whitaker Bank



Key Factors Leading Us to Rank This Firm as One of This Year’s Top Banking Firms

Upon completing our detailed review, Whitaker Bank was included in AdvisoryHQ’s ranking of this year’s best banking firms based on the following factors. 

Whitaker Bank Review: Personal Loans

Helping customers manage their finances is important to Whitaker Bank. This top bank in Kentucky knows that securing a personal loan can be an integral part of customers reaching their financial goals.

This best Kentucky bank offers a variety of consumer loans with competitive rates and terms. Personal loan options are:

  • Auto loans
  • Boat and recreational loans
  • Debt consolidation loans
  • Unsecured loans
  • Mobile home loans
  • Home improvement loans
  • CD or savings secured loans

Whitaker Bank Review: Whitaker Perks Checking

Whitaker Bank knows that its customers’ time and money are important. That’s why it designed its Whitaker Perks Checking account to save customers money while providing many perks and benefits.

Whitaker Bank Whitaker Perks Checking

Image source: Whitaker Bank

This ultimate beneficial checking account offered at this top Kentucky bank offers a slew of benefits:

  • Only $100 to open
  • Interest-bearing when balance is $1,000 or more
  • Unlimited check writing
  • Unlimited debit card and ATM transactions
  • Two orders of free Whitaker Exclusive Checks per year
  • Free single line traveler’s checks
  • 3 free cashier’s checks per month
  • $10,000 accidental death and dismemberment insurance
  • $5 discount on safe deposit box rental
  • Travel discounts and rebates
  • Cashback rewards and gift cards
  • Discounted dental and vision care
  • Discounts on movies, theme parks, and groceries
  • Free online banking
  • Free e-statements
  • Local discounts
  • Flat $7.50 fee

Whitaker Bank Review: Financial Calculators

Whitaker Bank offers a long list of financial calculators to help customers with some common financial problems. Customers of this best bank in Kentucky can bookmark the Financial Calculators page to utilize when they need to make an informed financial decision.

This top bank in Kentucky offers more than 50 financial calculators, covering everything from determining whether you are able to qualify for a mortgage to how much money consolidating debt could save you.

A wide range of financial calculators are available in the following categories:

  • Mortgage
  • Savings
  • Loan
  • Personal finance
  • Retirement savings and planning
  • Tax calculators

In addition to reviewing the above Whitaker Bank review, you can click on any of the links below to browse exclusive reviews of AdvisoryHQ’s top rated banking firms & credit unions:

Top Rated Banks
Top Banking firms
Review of Top Mortgage Firms
Bank Reviews



AdvisoryHQ (AHQ) Disclaimer:

Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. Click to view AdvisoryHQ's advertiser disclosures.