Intro—Wright-Patt Credit Union Reviews & Ranking 


AdvisoryHQ recently published its list and review of the top credit unions in Ohio, a list that included Wright-Patt Credit Union.

Below we have highlighted some of the many reasons Wright-Patt Credit Union was selected as one of the best credit unions in Ohio.

Click here for a detailed review of AdvisoryHQ’s selection methodology: AdvisoryHQ’s Methodology for Selecting Top Banks and Credit Unions.



Wright-Patt Credit Union Review


Wright-Patt Credit Union was formed in 1932 by government employees at Wright Field in Dayton, Ohio—now the home of Wright-Patterson Air Force Base. They got the idea to pool their money when they started a fund to help the family of a co-worker who had fallen ill. From this good-willed beginning, Wright-Patt Credit Union was born.

Today this top Ohio credit union operates 27 full-service branch locations where they serve their more than 275,000 members. Their large membership coupled with assets of $2.8 billion makes Wright-Patt Credit Union the largest credit union in Ohio by both numbers of members and size of assets.

With more than eighty years of experience behind them, and backed by their impressive assets, this homegrown credit union in Ohio is poised to continue serving members for many generations to come.

Wright-Patt Credit Union

Image Source: Wright-Patt Credit Union



Key Factors Leading Us to Rank This Firm as One of This Year’s Top Credit Union Firms

Upon completing our detailed review, Wright-Patt Credit Union was included in AdvisoryHQ’s ranking of this year’s best credit unions based on the following factors. 

Wright-Patt Credit Union Review: EasySaver

Wright-Patt Credit Union easy saver

Image Source: EasySaver Wright-Patt Credit Union

Wright-Patt Credit Union makes saving easy through their EasySaver debit card program. With the EasySaver debit card program members can build savings every time they make purchases with their debit card.

Every time a member makes a purchase with their debit card, this top Ohio credit union rounds the purchase up to the nearest dollar and deposits the difference into the member’s EasySaver account.

As an added bonus, Wright-Patt Credit Union will match members’ contributions to their EasySaver account when they sign up for eStatements by 50% for the first 30 days and then 5% thereafter.

The EasySaver debit card program from this top-notch credit union in Ohio is a great way to turn small change into big savings.



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Wright-Patt Credit Union Review: Totally Fair Checking

With their Totally Fair Checking account, Wright-Patt Credit Unit strives to present a checking account that is fair and honest. The basic checking account offered by this best credit union in Ohio doesn’t pull any punches, it is just an honest deal.

At Wright-Patt Credit Union they realize that sometimes mistakes happen, so they cut their customers some slack by having one of the lowest bounced-check fees around.

Features of the Totally Fair Checking account are:

  • No monthly service fees
  • No daily negative balance fees
  • No minimum balance requirements
  • Unlimited check writing
  • No per check charges
  • Free online banking
  • Free mobile banking
  • Free mobile deposit
  • Free debit/ATM card
  • Low bounced-check fees


Wright-Patt Credit Union Review: Business Services

Wright-Patt Credit Union is dedicated to helping local businesses grow and prosper. This Ohio credit union knows that having the right financial partner can make all the difference in the success of a business and strive to offer the right financial solutions for all of their business members.

They offer three business checking accounts for businesses to choose from:

  • SimpleChoice Checking: basic business checking with no monthly service charge and 200 free items per month
  • DividendChoice Checking: premium business checking account with 400 free transactions per month, no fee, and monthly dividends
  • Mission-Based Checking: non-profit business checking account with 300 free transactions a month, no monthly fee, and monthly dividends

In addition to business checking accounts, this credit union in Ohio also offers several savings options for businesses to choose from:

  • Business Share accounts
  • Business Money Market accounts
  • Business Share Certificates

Wright-Patt Credit Union also offers many borrowing solutions to businesses who wish to expand operations or add inventory. Loan amounts up to $10 million offer businesses the cash flow they need to make their goals a reality. Available business loan options are:

  • Business credit cards
  • Revolving lines of credit
  • Term loans
  • Owner-occupied and investment real estate loans
  • SBA loans

Other business services offered include:

  • Health Savings Accounts
  • Employer retirement plans
  • Merchant services
  • Business check capture
  • Business ACH/Wire

In addition to reviewing the above Wright-Patt Credit Union review, you can click on any of the links below to browse exclusive reviews of AdvisoryHQ’s top-rated banking firms & credit unions:



AdvisoryHQ (AHQ) Disclaimer:

Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

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