RANKING & REVIEWS
TOP RANKING FORT WORTH, TEXAS BANKS AND CREDIT UNIONS
Intro: 8 Top Ft. Worth Credit Unions & Banks (& 2 to Avoid)
Fort Worth, Texas is part of the Dallas-Fort Worth-Arlington metropolitan area known as the DFW Metroplex. The “fort” in the city’s name comes from its origins in 1849 as an Army outpost. Today more than 850,000 people live, work, and bank in Ft. Worth, Texas.
Award Emblem: Top 8 Best Credit Unions & Banks in Fort Worth, TX
The city covers nearly 350 square miles through four counties, and there are quite a few choices for Ft. Worth credit unions and banks to open an account with. Which is why we’ve focused on the Best 8 Fort Worth Credit Unions and Bank options to bring you the best, along with two that you may want to avoid.
Not all banks or credit unions in Ft. Worth, TX offer all the same perks and services. So in our FAQ, we’ll touch on some of the things that you may not find at every Fort Worth, Texas bank.
First, let’s take a look at the ratings for each Fort Worth credit union or bank we’ve chosen, then we’ll drill down into the details of what makes each one stand out.
Top 8 Best Credit Unions & Banks in Fort Worth, TX (Plus 2 to Avoid) | Brief Comparison & Ranking
Ft. Worth Credit Unions & Banks | Ratings |
| Fort Worth Community Credit Union | 5 |
| Frost Bank | 5 |
| LegacyTexas | 5 |
| Unity One Credit Union | 5 |
| EECU | 3 |
| Southwest Bank | 3 |
| Tarrant County’s Credit Union | 3 |
| Worthington National Bank | 3 |
| NRCS Federal Credit Union | 1 |
| Texas People Federal Credit Union | 1 |
Table: Top 8 Banks & Credit Unions in Forth Worth, TX (& 2 to Avoid) | Above list is sorted by rating
Ft. Worth Credit Unions & Banks FAQ | Do Some Banks Offer Services Others Don’t?
There are certain banking services that all banks and credit unions in Ft. Worth have, such as checking, savings, and online banking. But as you’re searching for the right Fort Worth, Texas bank to do business with, it’s good to know what special services some may have that others don’t.
For example, while some may offer a way to invest, not all credit unions or banks in Fort Worth, TX have their own investment or financial advice team. That’s a consideration for you when searching for the best Ft. Worth banks.
Here are a few of the services that some banks in Ft. Worth may offer that others don’t:
- Credit Card Rewards Programs
- Home, Life, Health, & Other Insurance
- Investment Division
- Membership Discounts at Businesses
- Merchant Services
- Refer-A-Friend Cash Bonus
- Shared Branches or Free ATM Networks
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AdvisoryHQ’s Selection Methodology
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Detailed Review – Top Ranking Best Credit Unions and Banks in Fort Worth, TX (and 2 to Avoid)
Below, please find a detailed review of each firm on our list of Top Ft. Worth Credit Unions & Banks. We have highlighted some of the factors that allowed these banks & credit unions in Fort Worth, TX to score so highly in our selection ranking
Click on any of the names below to go directly to the review section for that firm.
- Fort Worth Community Credit Union
- Frost Bank
- LegacyTexas
- Unity One Credit Union
- EECU
- Southwest Bank
- Tarrant County’s Credit Union
- Worthington National Bank
- NRCS Federal Credit Union
- Texas People Federal Credit Union
Fort Worth Community Credit Union Review
Forth Worth Community Credit Union has the distinction of being named on two of our best bank lists. They made the best credit unions and banks in Fort Worth, TX list and also our Dallas, TX ranking. They have several locations throughout the DFW Metroplex, so you’ll find them when looking for a Dallas, Ft. Worth, or Arlington bank.
Below are the highlights that make Fort Worth Community Credit Union stand out on this 2018 Best Ft. Worth Credit Unions & Banks Ranking.
Fort Worth Community Credit Union Services at a Glance:
- 11 branch locations in Fort Worth, TX & surrounding areas
- Fort Worth community investments program
- Auto Buying Center
- Part of the CO-OP Network of nearly 30,000 ATMs and 5,000+ shared branches
- Better Business Bureau A+ rating
Care(free) Checking
Do you like your checking account free of any fees? How about also earning dividends on your balance? Then this is one of the best credit unions in Ft. Worth to take a closer look at because they’ve got both. Their Care(free) checking account offers multiple free services like bill pay and funds transfers plus the ability to earn dividends.
Rating Summary
This is a Fort Worth, Texas bank or credit union that families bank with for generations, as noted in their positive online reviews. We rated Fort Worth Community Credit Union a 5 in our ranking due to their strong bond with residents of the Fort Worth area.
Besides free checking and a convenient Auto Buying Center on their website, they also illustrate their commitment to the community through their Fort Worth Community Investments program. If you like to bank local with the convenience of multiple branches, Fort Worth Community Credit Union is a great option.
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Frost Bank Review
This next Fort Worth, Texas bank on our list has been serving the area for nearly one and a half centuries. Frost Bank in Fort Worth was established in 1868 in San Antonio, TX and now offers access to over 130 branches throughout The Lone Star state.
Below are the highlights that make Frost Bank Fort Worth stand out on this 2018 Ranking of Best Credit Unions & Banks in Fort Worth, TX.
Frost Bank Services at a Glance:
- 21 branch locations in Fort Worth, TX & surrounding areas
- Ranked by J.D. Power as the Highest in Texas in Retail Banking Customer Satisfaction
- Over 1,200 ATMs & 130 financial centers across Texas
- Small business & public finance services
- Better Business Bureau A+ rating
Security Tools
In today’s connected world, you can’t be too careful with your financial data. Frost Bank Fort Worth takes information security seriously and gives you several tools to help your money stay safe. They are one of the Fort Worth, Texas banks that provides debit card alerts, the ability to freeze your card anytime, fingerprint login, and fast fraud response.
Rating Summary
Frost Bank in Fort Worth earned a perfect 5 on our best Ft. Worth banks ranking. They’re easily accessible with multiple locations through the state whether you’re looking for a Fort Worth, Dallas or Arlington bank.
This is also one of the banks in Fort Worth, TX that garners excellent reviews from happy customers who are treated right. It’s no wonder they’ve earned awards for customer satisfaction.
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LegacyTexas Review
One Fort Worth, Texas bank that’s been serving North Texas residents for over 60 years is LegacyTexas. Since, their inception in 1952, they’ve expanded to serving 19 cities with over 44 branch locations.
Below are the highlights that make LegacyTexas stand out on this 2018 Ranking of Best Credit Unions & Banks in Fort Worth, TX.
LegacyTexas Bank Services at a Glance:
- 13 branch locations in Fort Worth, TX & surrounding areas
- Listed as #20 of America’s Best Banks by Forbes Magazine
- Legacy Rewards cash back on purchases
- Financial tools & advice
- Better Business Bureau A- rating
Commercial Banking Services
LegacyTexas is one of the Fort Worth, Texas banks that has a full suite of services for companies looking for the type of support big banks give. They offer businesses commercial lending, energy financing, entrepreneurial banking, and treasury management.
Rating Summary
LegacyTexas scored a 5 in our top banks in Ft. Worth ranking. They are absolutely dedicated to serving the DFW Metroplex and North Texas with quality banking services for personal, small business, and commercial clients.
They’re also making a name for themselves as one of the top banks in the U.S. and as a best Forth Worth, Texas bank with the recognitions they garnered locally and nationally. Their financial tools and advice also show they’re one of the Ft. Worth banks dedicated to their customers’ financial success.
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Unity One Credit Union Review
This next Ft. Worth credit union was actually started in Minnesota in 1927 by a group of railway clerks with the Great Northern Railroad. Today, Unity One Credit Union serves members in the states of Texas, Minnesota, and Kansas. Most of their branches are located in The Lone Star state.
Below are the highlights that make Unity One Credit Union stand out on this 2018 Ranking of Best Ft. Worth Credit Unions & Banks.
Unity One Services at a Glance:
- 6 branch locations in Fort Worth, TX & surrounding areas
- Part of the CO-OP Shared Branch Network with over 5,000 branches in the U.S.
- Named one of the Best Companies to Work for in Texas by the Best Companies Group
- On-the-Go Banking
- Better Business Bureau A+ rating
Certified Financial Counselors
Who doesn’t need a little help planning their financial future? Unity One is one of the credit unions in Ft. Worth, TX that makes it easy by offering financial counseling from certified professionals. Get advice on repairing credit, buying a new home, increasing cash flow, and more.
Rating Summary
Due to a stellar online reputation and offering top services to their customers, we rated Unity One Credit Union a 5 on our best credit unions and banks in Ft. Worth ranking. They offer all the banking services of other top Ft. Worth banks and credit unions including insurance products through TruStage.
They make up for a lower number of branches by being part of the CO-OP network which provides over 30,000 surcharge-free ATM’s nationwide. Their financial counseling and mobile banking convenience are also nice perks.
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EECU Review
EECU is a Fort Worth credit union that was stared in 1934 by a group of Fort Worth, Texas educators and administrators. Now, they serve over 180,000 members across the Dallas-Fort Worth metropolitan area, and anyone that lives or works in the greater Fort Worth area can join.
Below are the highlights that make EECU stand out on this 2018 best Ft. Worth credit unions & banks ranking.
EECU Services at a Glance:
- 14 branch locations in Fort Worth, TX & surrounding areas
- They award student scholarships & teacher recognition
- Low balance transfer rates, as low as 7.9% APR for life
- 85,000 free ATMs nationwide & 5,000 branch network locations
- Better Business Bureau A+ rating
High Yield & Minimum Deposit CDs
Have you been wanting to invest with little risk, but also want a decent return rate? EECU is one of the Fort Worth, Texas banks and credit unions that offer among the highest CD yields in the nation. With a minimum $5,000 deposit, you can earn between 1.45% and 1.75% APY, depending on the term length.
Rating Summary
We ranked EECU a high 3 on our Ranking of Best Banks & Credit Unions in Ft. Worth. They offer tons of great services for personal and business banking, plus have insurance and investment products.
The only thing holding them back from a higher ranking among credit unions in Fort Worth was a few mixed reviews online. While some customers praise EECU for being a great family bank, others have an issue with fees cropping up and debits being processed before credits.
Overall though, they are a great choice among credit unions in Ft. Worth if you like to have plenty of nationwide network options for ATMs and branches and love a small community atmosphere.
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Southwest Bank Review
This next Dallas, Fort Worth, and Arlington bank is the largest locally owed bank in Tarrant County. Southwest Bank has been serving this area for 50 years and prides itself on offering the latest in online and mobile banking technology.
Below are the highlights that make Southwest Bank stand out on this 2018 best credit unions & banks in Fort Worth, TX ranking.
Southwest Bank Services at a Glance:
- 15 branch locations in Fort Worth, TX & surrounding areas
- Small Business Association (SBA) Preferred Lender
- Investment & trust services
- Southwest Club for travel
- Better Business Bureau A+ rating
Travel & Adventure Perks
This is one of the only Ft. Worth credit unions and banks that has a special club that gives members the opportunity to go on social outings and exciting travel opportunities. There is no member fee to join, you need only have $2,500 in a Southwest Bank account or a $10,000 CD.
Rating Summary
We rated Southwest Bank a 3 on our list of the Top Banks and Credit Unions in Fort Worth. Although their website is easy to navigate, it is a little outdated and could use a revamp. We also would like to see more reviews out there, which would easily help their score in the future.
The travel program definitely gives this Fort Worth, Texas bank an edge over their competition. They are also consistently ranked as a top 10 SBA lender, which is great news for small businesses and entrepreneurs looking for some capital.
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Tarrant County’s Credit Union Review
Tarrant County’s Credit Union began in 1955 when a group of Tarrant County employees joined together to form a Fort Worth credit union. Anyone that is a resident of Tarrant County, works for one of their Select Employee Groups, or is a family member of a member can join.
Below are the highlights that make Tarrant County’s Credit Union stand out on this 2018 best Ft. Worth credit unions & banks ranking.
Tarrant County Services at a Glance:
- 4 branch locations in Fort Worth, TX & surrounding areas
- Part of the CO-OP Shared Branch Network with over 5,000 branches in the U.S.
- Past recipient of Credit Union National Association’s Dora Maxwell Award for Social Responsibility
- Auto, home, & personal loans
- Better Business Bureau A+ rating
Great Deals on Auto Loans
If you’re looking for credit unions in Ft. Worth where you can get an auto loan with no payment for 90 days and a rate as low as 1.99% APR, you’ll want to consider this one. Tarrant County’s Credit Union also has great deals on new or used cars through their TCCU AutoSMART program.
Rating Summary
We ranked this Fort Worth credit union a 3 in our 2018 Ranking of Best Banks and Credit Unions in Ft. Worth. They have a lot of positive things going for them, especially in their lending division, but the need to improve their online reputation kept them from scoring higher this time.
Some other highlights that make them one of the Fort Worth, Texas banks or credit unions to consider include their debit card rewards programs, youth scholarships, convenience services, and discounts on family activities.
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Worthington National Bank Review
Another of the banks in Fort Worth, TX that is locally owned and operated in Tarrant County is Worthington National Bank. A perk of banking with them is that their Fort Worth, Colleyville, and Arlington bank locations display extraordinary collections of Texas themed artwork.
Below are the highlights that make Worthington National Bank stand out on this 2018 Ranking of Best Credit Unions & Banks in Fort Worth, TX.
Worthington National Bank Services at a Glance:
- 4 branch locations in Fort Worth, TX & surrounding areas
- Voted Best Local Bank by the reader’s of the Star-Telegram
- Treasury Management
- Health Savings Accounts (HSAs)
- Better Business Bureau A+ rating
Interest Checking
It’s always nice to earn money just for keeping it in your account with a Fort Worth Texas bank. Worthington National Bank offers you the option of earning interest on your checking account with a minimum $300 opening deposit.
Rating Summary
Worthington National Bank earned a 3 in our Ranking of the Best Banks in Fort Worth, TX. They are definitely a modern-day bank that believes in doing business the old-fashioned way, and their Texas pride is apparent when you stop by a branch.
With a few more locations and services for their customers, we can easily see them moving higher in a future ranking. Their customers definitely appreciate the personal, hometown service of this top Fort Worth, Colleyville, and Arlington bank.
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NRCS Federal Credit Union Review
Now it’s time to take a look at the credit unions in Fort Worth that we think you’ll want to steer clear of until they make some improvements. The first on our “to avoid” list is NRCS Federal Credit Union.
Here are a few of the reasons we feel you’ll want to avoid NRCS Federal Credit Union when looking for Ft. Worth credit unions.
Hard to Find a Location Listing
It’s nearly impossible to find a branch location listed on their website. They have a PO Box listed for their address, but that’s all we could find. We had to use the Google business listing to find an actual physical location.
Rating Summary
Besides the “non-existent” location listing on their website, the site itself will also give most people a huge red flag when they’re searching out Ft. Worth credit unions or banks. This is why we had to give them a rating of 1 on our list.
If NRCS Federal Credit Union is serious about serving the community and would like the chance to be ranked higher in one of our future Best Fort Worth, Texas Banks and Credit Unions Ranking, a full overhaul of their website, including adding a “locations” link, and work on customer reviews would help greatly.
Texas People Federal Credit Union Review
Texas People Federal Credit Union was started in 1946 under the name Fort Worth T&P Credit Union. They’re also one of the Ft. Worth credit unions we think you’ll want to avoid for now. Although this one is not far from improving their standing.
Here are a few of the reasons we feel you’ll want to avoid Texas People Federal Credit Union when looking for banks or credit unions in Fort Worth, TX.
Get Some Customer Reviews
Although not having bad reviews is a plus, it’s difficult to find good reviews too for Texas People Federal Credit Union. When a company doesn’t have much of any online reviews these days, it makes one wonder why.
Rating Summary
We rated this Fort Worth, Texas credit union a 1 and we recommend avoiding them for the time being. Although we do feel that they’re not too far from a higher rating among top Ft. Worth banks and credit unions with just a little work.
If they worked on a reviews campaign to gain some online rankingeal estate, that would go a long way to a higher position. While their website is a little outdated, it’s not bad when compared to other smaller, local banks in Ft. Worth.
Conclusion – Top 8 Best Banks & Credit Unions in Fort Worth
If you are a proud Texan and want to see that same spirit in your favorite credit unions or banks in Fort Worth, TX then you are in luck. There is no shortage of Fort Worth or Arlington banks that have their Lone Star state colors on display and that are born and bred in Texas.
This top 8 list of the Best Banks and Credit Unions in Fort Worth should give you plenty of options to consider. You’ll also want to dig deep to find out which have all the special services and perks that will make your financial life easier.
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