2017 RANKING & REVIEWS
TOP RANKING BEST LIFE EXPECTANCY CALCULATORS
How Long Will You Live?
We’ve all wondered with morbid curiosity how long we can expect to live. Whether it is out of curiosity, a need for life insurance, or some other practical reason, we would all love to know the average life expectancy. How many years do we really have left based on our personal demographics?
Life expectancy in the U.S. is easily calculated with just a few clicks of the mouse. A number of life expectancy calculator programs are available on the internet. All you need is a few details on your birthdate and health in order to calculate your life expectancy.
Award Emblem: Best Life Expectancy Calculators
Which of the life calculator programs will give you the most accurate results? AdvisoryHQ wants you to be well-prepared with the best life expectancy calculator before you get started. We compiled this ranking and review to help you find a life expectancy calculator based on health and a reliable formula.
For those who are wondering what their U.S. life expectancy could be and how to generate the answers, the ratings are in with the reviews of these top choices to calculate life expectancy.
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AdvisoryHQ’s List of the Top 6 Best Life Expectancy Calculators
List is sorted alphabetically (click any of the calculator names below to go directly to the detailed review section for that life expectancy calculator):
- Bankrate Life Expectancy Calculator
- Living to 100 Life Expectancy Calculator
- My Abaris Life Expectancy Calculator
- Social Security Life Expectancy Calculator
- The Death Clock Life Expectancy Calculator
- True Vitality Test from Blue Zones
Top 6 Best Life Expectancy Calculators | Brief Comparison & Ranking
Life Expectancy Calculators | Inputs | Highlights |
| Bankrate Life Expectancy Calculator | Lifestyle choices Driving choices Family medical history | Generates an age and bar graph |
| Living to 100 Life Expectancy Calculator | Dietary habits Sleep habits Work life Medical history | Requires creation of an account |
| My Abaris Life Expectancy Calculator | Education Medical history Income and work life Exercise habits | Easy-to-read graph with comparison to peers Requires creation of an account |
| Social Security Life Expectancy Calculator | Birthdate Gender | Gives an age based on historical life expectancy |
| The Death Clock Life Expectancy Calculator | Lifestyle choices Outlook on life BMI | Generates a specific death date |
| True Vitality Test from Blue Zones | Detailed nutrition Work life Personal feelings | Shows projected lifespan Gives thorough report on ways to increase life Requires creation of an account |
Table: Top 6 Best Life Expectancy Calculators | Above list is sorted alphabetically
How Does a Life Calculator Work?
For those with unquenchable curiosity about the potential length of their life, a life calculator can calculate life expectancy with surprising clarity.
While they aren’t guaranteed to be an accurate indicator of how long you’ll live or U.S. life expectancy, a life expectancy calculator can give you a general idea.
How can it predict your lifespan?
The best life expectancy calculator will take into account factors that can directly affect your life expectancy. Each program will consider slightly different aspects of your health and lifestyle to come up with a projected overall lifespan. Some of these factors may include:
- Alcohol consumption
- Smoking habits
- Driving history
- Family health history
- Eating habits
- Exercise routines
The most detailed and thorough option is typically considered to be a life expectancy calculator based on health. These questions can help to accurately predict variables that increase or decrease your lifespan. While it isn’t necessary for each and every calculator to go through detailed questionnaires such as these, it does help to increase the accuracy and personalization that a program can have when it comes to calculating life expectancy.
Others will use historical life expectancy based on mortality tables. In some calculators (such as the Social Security Life Expectancy Calculator), your gender and age are all that is necessary to determine how long you’ll live based on mortality tables.
Each of the life calculator programs included in our ranking will have a slightly different methodology for coming to a conclusion regarding your lifespan. They can each serve a specific purpose and work best under certain circumstances. Depending on how much time you desire to spend inputting information, some of these life calculator programs may be too lengthy for you.
Some of them will provide answers regarding average life expectancy, and others are highly personalized for your unique situation. Decide which type of response you are searching for in a life expectancy calculator and then choose one of the top-ranking options from our list.
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AdvisoryHQ’s Selection Methodology
What methodology does AdvisoryHQ use in selecting and finalizing the credit cards, financial products, firms, services, and products that are ranked on its various top rated lists?
Please click here “AdvisoryHQ’s Ranking Methodologies” for a detailed review of AdvisoryHQ’s selection methodologies for ranking top rated credit cards, financial accounts, firms, products, and services.
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Detailed Review – Top Ranking Life Expectancy Calculators
Below, please find the detailed review of each calculator on our list of life calculators. We have highlighted some of the factors that allowed these average life expectancy calculators to score so highly in our selection ranking.
Bankrate Life Expectancy Calculator Review
The Bankrate Life Expectancy Calculator makes determining life expectancy in the U.S. simple. One of the top choices for a life expectancy calculator, this program takes only a few minutes to calculate how long it projects your lifespan will be.
It takes into account some of your basic demographic information (height, weight, and current age) as well as health history to determine life expectancy in the U.S. You’ll need to answer additional questions, including:
- Smoker or non-smoker
- Average alcohol consumption
- Driving history
- Blood pressure
- Family history (selected via a dropdown box for a quick response)
With all of this information compiled into the formula, the Bankrate Life Expectancy Calculator generates a bar graph displaying the age they predict you will live until. When you view your report, it shows you the number their life expectancy calculator based on health generated and the additional number of years you will likely live.
Want to know what would happen if you became a better driver or cut back on the glasses of wine each night? It’s easy to go back through and change the inputs to get a glimpse at how your daily habits affect your lifespan. This life calculator is simple enough to use multiple times to get the overall picture.
Basis
The Bankrate life calculator is designed to generate its calculations based on the mortality tables from 1986 through 1992. This information, originally published by the Canadian Institute of Actuaries, give them a basis for how lifespans perform based on a number of factors.
That being said, calculating life expectancy could be off in one direction or another depending on the trend of lifespans we see over the next few decades.
Living to 100 Life Expectancy Calculator Review
The Living to 100 Life Expectancy calculator is easily one of the best life expectancy calculator programs available today. Unlike the Bankrate one, which can be filled out in under five minutes, this life calculator is incredibly thorough with your history.
From your personal habits (including smoking and drinking) to family history to nutrition, it covers it all to calculate life expectancy. It takes less than ten minutes to fill out each separate section of the questionnaire, as long as you know the answers by heart. You are asked questions such as:
- Frequency of meat, sweet, and white bread consumption
- Current vitamin supplements
- Marital status
- Blood pressure and cholesterol levels
- Sleep habits
It might seem tedious as you begin to fill out all of the information, but in the end, it allows Living to 100 to calculate life expectancy far more accurately. It cannot promise a completely accurate prediction (no life expectancy calculator can), but it does weigh a lot of the more prevalent medical and lifestyle factors that can affect lifespan.
Image Source: Living to 100
Making an Account
The only major disadvantage to the Living to 100 Life Expectancy calculator is the necessity of making an account in order to see your results. After you fill out the complete questionnaire, you are forced to enter an email address and a password before being taken to your results page.
The results are fairly lackluster, even if they are taking many things into consideration. It doesn’t generate a full report. Instead, it simply states the results it got when you entered the information to calculate life expectancy.
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My Abaris Life Expectancy Calculator Review
The My Abaris Life Expectancy Calculator was developed by the professors at the University of Pennsylvania and has been recognized by a number of top publications, including TIME, The Wall Street Journal, and U.S. News & World Report. A unique middle ground approach between the Bankrate life calculator and Living to 100 life expectancy calculator based on health, the Abaris life calculator takes a detailed but still short approach to compiling your data.
Be prepared to answer questions regarding your demographics, exercise, and lifestyle choices before it will calculate life expectancy. You’ll need to detail your alcohol consumption, smoking habits (including an option for those who have quit), and your general health.
You can see your results on the little person that begins to form at the bottom of your screen. Average life expectancy is calculated after you enter your email address and have their life calculator send you your report.
Image Source: My Abaris Life Expectancy Calculator
The report features a line graph, showing your life expectancy in relationship to that of your peers. It is easy to calculate life expectancy, even at a quick glance, and gives you all of the information you need in one convenient location.
It even shows you how altering certain factors on your answers sheet could change your life expectancy. Their U.S. life expectancy can be altered by increasing exercise, altering smoking habits, and more. The details are listed neatly beneath your final report.
Basis
While it is sometimes difficult to determine exactly how a program can calculate life expectancy, the My Abaris Life Expectancy Calculator is fairly open with where its numbers come from. It collected over 400,000 samples of data from major organizations, including the National Institute of Health and AARP.
This data compilation allows the My Abaris Life Expectancy Calculator to take a closer look at your risk factors and lifestyle choices in order to calculate your life expectancy with a greater degree of accuracy.
Social Security Life Expectancy Calculator Review
The Social Security Life Expectancy Calculator works wonderfully for individuals who are solely interested in the average life expectancy of someone in the United States. While this is not going to give you a detailed description based on the medical and lifestyle factors included with best life expectancy calculator programs, it does give you some idea.
All you will need to enter for the Social Security life expectancy calculator is your gender and birthdate.
In a way, it’s nice to consider the simplicity of the Social Security life expectancy calculator. This looks at historical life expectancy versus the various factors that can influence your lifespan. While it may not be the best life expectancy calculator, this option does help you to calculate your life expectancy based on the averages for someone of your age and gender.
Report
The final report itself is fairly short and lacks much of the detail provided in other scenarios. When you calculate life expectancy, you will see your current age listed in years and months, the number of additional years their life calculator estimates you’ll live, and a total projected lifespan.
It does note at the bottom that their life calculator does not take into account any factors that could increase or decrease the historical life expectancy. It is based on gender and age, compared to life expectancy tables, some of which can be found in the 2016 Trustees Report.
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The Death Clock Life Expectancy Calculator Review
The Death Clock Life Expectancy Calculator offers to give you a more detailed description of when you’ll die – including a specific date with a countdown timer of how many days, hours, minutes, and seconds you have remaining. It claims to calculate life expectancy with great accuracy.
Image Source: The Death Clock Life Expectancy Calculator
While it’s true that no life calculator can accurately predict your lifespan to this degree, the death projections do have some merit. They are based on your age and gender, as well as some lifestyle choices that can increase or decrease the historical life expectancy.
They want to know whether you smoke (and how many packs per day), as well as your alcohol consumption. Answers are geared toward a younger crowd with selections ranging from “never” to “I’m constantly blotto.”
Another unique feature that allowed us to rank the Death Clock life calculator as one our top choices is the fact that it takes into account your overall outlook on life. Whether you feel suicidal, pessimistic, neutral, or optimistic, it can factor into the ultimate report that it crafts when it is time to calculate life expectancy.
Report
The final report is a little more serious than some of the others. It comes with a cartoon headstone, engraved with Rest in Peace and the final date of your death. It can be a playful twist on calculating life expectancy or eerily morbid.
It does also compare your life expectancy to that of the average for people of your gender with your particular BMI. This lets you know whether your lifestyle habits are currently creating a positive or negative influence when the program is calculating life expectancy on your behalf.
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True Vitality Test from Blue Zones Review
The True Vitality Test from Blue Zones is labeled as one of the most accurate life calculator programs available on the internet today. Certainly, it offers one of the most detailed questionnaires and surveys with an easy-to-read interface that is simple to navigate through.
You’ll answer one question at a time regarding your current health status, as well as making comparisons to your health over the past two years. It asks detailed questions about your outlook on life and changes to your weight and nutrition, how often you eat from each food group, and how close you live to the nearest grocery store with fresh produce.
The life calculator is very detailed but is easily workable within about a fifteen-minute timespan.
Report
One of the best things about the detailed report issued by this life calculator is that it compares a healthy life expectancy to your current life expectancy, as well as a potential that you could live even longer with modifications to your lifestyle.
If you opt to view the recommendations for how to live longer, you can see a very thorough report on how you can alter your diet and lifestyle to make wiser decisions regarding your consumption. Whether it pertains to how many spiritual activities you take part in, your social gatherings, your diet, or your alcohol consumption, it can show you how much longer you could add to your life with a couple of minor changes.
It even offers specific suggestions (including recipes) for how to incorporate those into your daily life.
Unfortunately, it does require that you create an account. For those who prefer not to give their email address out to programs they find on the internet, the True Vitality Test may not be the best life expectancy calculator. However, creating an account takes only a few minutes and is relatively simple to do.
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Conclusion—Top 6 Best Life Expectancy Calculators
Knowing how long you might live can help you make wiser decisions for the years that remain ahead of you. Unfortunately, none of us has a crystal ball that allows us to see directly into the future. We also don’t have access to the fancy formulas and data that professionals can use to make their own predictions.
If you’re trying to make an educated decision about life insurance, caring for your family, or just to satisfy your own curiosity, a life expectancy calculator can help to fill in the void.
Calculating life expectancy isn’t an exact science (though some calculators claim to get closer than others). You may find yourself with a more realistic idea of what to expect from your life with the results of a life calculator.
Decide which of these top choices for a life expectancy calculator can meet your expectations. Whether you’re searching for a detailed report on ways to increase your longevity or you just feel like you need to know, our compilation of life calculator options will come in handy to satisfy your curiosity.
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Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.
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