Intro – Floridacentral Credit Union Reviews & Ranking
AdvisoryHQ recently published its list and review of the top credit unions in Tampa, Florida, a list that included Floridacentral Credit Union.
Below we have highlighted some of the many reasons Floridacentral Credit Union was selected as one of the best credit unions in Tampa, Florida.
Click here for a detailed review of AdvisoryHQ’s selection methodology: AdvisoryHQ’s Methodology for Selecting Top Banks and Credit Unions.
Floridacentral Credit Union Review
Established in 1958, Floridacentral Credit Union was originally called Tampa Central Credit Union. At this time, it was a Tampa Credit Union that served as a credit union for other credit unions because previous regulations did not allow managers and board members to belong to the same credit union at which they worked.
Floridacentral Credit Union was created after this regulation was eliminated, expanding its field of membership to include Select Employee Groups (SEGs) from specific companies, and then anyone in Hillsborough and the surrounding area by the early 1990s.
Floridacentral Credit Union has been expanding since the 2000s. It currently serves more than 50,000 members and over 1,000 SEGs through its 12 branch locations in west-central Florida, making it a trusted credit union in Tampa and the surrounding region.
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Key Factors Leading Us to Rank This Firm as One of This Year’s Top Credit Union Firms
Upon completing our Floridacentral Credit Union review, Floridacentral Credit Union was included in AdvisoryHQ’s ranking of this year’s best credit unions based on the following factors.
Floridacentral Credit Union Review: Extensive Personal Banking Options
Floridacentral Credit Union’s broad offering of checking accounts, savings accounts, and loan options contribute to its ranking as one of the best credit unions in Tampa.
Members can choose from five everyday checking accounts, most of which are free of charge. They include:
- Free Kasasa Cash
- Ultimate Checking
- urTunes Checking
- Free Checking
- 50Plus Checking
Likewise, Floridacentral provides six savings accounts that help members reach their financial goals. They include:
- Free Kasasa Saver: When linked with a Kasasa Cash Checking account, rewards are automatically deposited into your savings account each month, making saving a breeze.
- Value Savings: This account helps you earn competitive dividends on your full balance. No checking account is needed to reap the benefits of the Value Savings account.
- Money Market Savings: This account’s tiered rate structure allows you to earn greater returns on higher balances. You can also access your money at any time by writing a check.
- Christmas Club: Just as its name suggests, the Christmas Club account helps you get a head start on holiday saving, thus avoiding financial stress when the big day rolls around.
- Certificates of Deposit (CDs): CDs offer guaranteed returns at a fixed rate, for the term of your choosing – a no-risk investment!
- Individual Retirement Accounts (IRAs): No matter your age, saving for retirement is beneficial. IRAs with Floridacentral Credit Union can provide tax advantages without setup or monthly fees.
True to its title as one of the best credit unions in Tampa, loan and investment options with Floridacentral are just as extensive as the choice in personal banking products.
While most Tampa credit unions offer personal banking and loan options, Floridacentral provides valuable added benefits. In addition to financial products and services, Floridacentral Credit Union offers several special offers for members, making it one of the best credit unions in Tampa.
Floridacentral Credit Union Review: Telehealth Benefits
Health care costs can be reduced with Floridacentral Credit Union membership. Telehealth Benefits is an optional, low-cost program that gives members access to board-certified physicians for $9.95 per month for individuals and $14.95 per month for families.
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Members also receive a free pharmacy card that offers savings from 10% to 85% of prescription costs at 60,000 pharmacy locations. As an added bonus, the pharmacy can be used in conjunction with existing health insurance to give members the best possible price. On average, members save 45% on prescriptions. This equates to an average of $28 per prescription.
Floridacentral Credit Union Review: Sprint for Floridacentral Members
Wireless services by Sprint can be enjoyed at a discounted rate by members of Floridacentral, including a 10% discount on certain personal plans and a 15% discount on certain business plans.
Floridacentral Credit Union Review: Dental Discount Program
A 30-day, free trial of the nationwide dental plan Dental Benefits Max can be enjoyed by Floridacentral members. Following the trial period, members can take advantage of discounted rates at $9.95 per month for individuals and a family rate of $12.95 per month. As an added benefit, members can choose their own dentist from more 132,000 providers, including more than 6,000 in Florida.
Overall, the breadth of the products and services offered by the Floridacentral Credit Union, as well as its special offers for members, contribute to its ranking as one of the best credit unions in Tampa.
In addition to reviewing the above Floridacentral Credit Union review, you can click on any of the links below to browse exclusive reviews of AdvisoryHQ’s top rated banking firms & credit unions:
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AdvisoryHQ (AHQ) Disclaimer:
Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.
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