2017 RANKING & REVIEWS
TOP LENDERS THAT PROVIDE LOANS FOR PEOPLE WITH BAD CREDIT
The Best Personal Loans for People with Bad Credit
Loans and bad credit aren’t necessarily terms that go hand-in-hand, but there are times in which people with bad credit may require a personal loan. You might be here because you’re wondering how to get a personal loan with bad credit.
There are any number of reasons you might be searching for bad credit personal loans, ranging from an emergency medical expense to the need to quickly replace your car or do home repairs.
In addition to standard personal loans, there are similar payday loans for bad credit. Payday loans are short-term funding that can be used for nearly any purpose that must be paid back in a short time frame in most cases.
Whatever the reason, finding personal loans with bad credit is certainly a challenge, but it’s not completely out of the question.
Award Emblem: Top 6 Lenders for People with Bad Credit
The important thing to realize when you’re researching how to get a personal loan with bad credit is that while you may be able to find someone willing to lend to you, that doesn’t mean they’re automatically going to be a reputable financial company.
When you’re trying to learn how to get a personal loan with bad credit, it’s essential that you don’t work with just any online or in-person lender.
Instead, it’s important to do your research and find personal loans for bad credit that are offered by reputable, established lenders.
The goal of this ranking of the best personal loans for people with bad credit and the best lenders is meant to help consumers who may have less than perfect credit find the right companies to work with to secure financing. This list also covers the best options for payday loans with bad credit.
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List of the Best Places to Get Loans for People with Bad Credit
This list is sorted alphabetically (click any of the below names to go directly to the detailed review for the lender offering personal loans with bad credit).
List of Lenders for People with Bad Credit
Top Bad Credit Lenders | Contact / Websites |
| 24/7 Lending Group | https://www.247lendinggroup.com/ |
| Bad Credit Loans | https://www.badcreditloans.com/ |
| CashNetUSA | https://www.cashnetusa.com/ |
| Check ‘N Go | https://www.checkngo.com/ |
| PersonalLoans.com | https://personalloans.com/ |
| Springleaf-OneMain | https://www.onemainfinancial.com/springleaf |
Table: Top 6 Lenders to provide loans for people with bad credit | above list is sorted alphabetically
What Are Personal Loans?
Before exploring how to get a personal loan with bad credit and the best companies providing personal loans for people with bad credit, we’ll explore what a personal loan is.
The specifics of a personal loan can vary significantly between lenders, but in a general sense, most personal loans, including loans for people with bad credit, are unsecured, fixed-term loans that have a fixed interest rate.
Unsecured means collateral doesn’t usually back a personal loan, and in most cases, approval and the interest rate for a personal loan are based on your credit score and history.
Image source: Pixabay
Interest rates on personal loans can often be significantly higher than what they would be on a secured loan, so many people will use a personal loan only if they’re planning to pay it off quickly.
Also important to note about personal loans, including bad credit personal loans, is that they’re an installment loan. This means there is a fixed time in which they have to be paid back, which in many cases ranges from two to five years, and as mentioned above, the interest rate is fixed.
While this is most frequently the case, there are some personal loans with a variable interest rate, so it’s important for the borrower to read the fine print before signing a lending agreement. Also worth noting here is the fact that personal loans for people with bad credit may have much shorter repayment terms.
Since many personal loans are based on credit score, people often can’t get traditional personal loans, so they look for specific loans for people with bad credit.
What Are the Differences Between Personal Loans and Payday Loans?
A payday loan can be considered a type of personal loan, but not all personal loans are payday loans.
Typically, a payday loan has shorter repayment terms than a traditional personal loan, providing emergency funding. Many payday loans are secured in some sense, as the name implies, by the person’s paycheck.
This means that when a borrower approaches a payday lender, they promise to pay the loan back at their next pay date. For this reason, while credit score and history may not be necessary for the process to approve a payday loan, job status and income are.
If a payday loan isn’t paid within the agreed-upon window of time, the fees and interest are very high.
The primary difference between payday loans and personal loans is the credit check, which is why it’s often easier to find payday loans for bad credit, as opposed to finding traditional personal loans for bad credit. It can be pretty challenging to find conventional unsecured loans for bad credit, although it’s possible in some situations.
What Is Considered a Bad Credit Score?
Before starting to explore personal loans for bad credit and payday loans with bad credit, many consumers wonder exactly what constitutes a “bad credit score.” There is no right answer because every lender is going to classify things differently, but there are some general guidelines you can follow.
FICO scores range between 300 and 850, and for VantageScore, the range is the same. The companies that create these scores don’t determine whether they’re good or bad. Rather, that’s determined by the lender you’re trying to obtain financing from.
This means that bad credit personal loans and payday loans with bad credit may be classified differently between lending companies and different financial services providers.
In general, poor credit is anything from 600-649, with bad credit being anything that falls below 600. Fair credit ranges from 599-650, and you usually have achieved a “good” rating if your credit is between 700 and 749. Anything about that is deemed as excellent by many lenders.
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Methodology for Selecting the Best Lenders That Provide Loans for People with Bad Credit
What methodology does AdvisoryHQ use in selecting and finalizing the companies, services, and products that are ranked on its various top rated lists, including this list of the best lenders providing personal loans for bad credit and payday loans with bad credit?
Please click here to see “AdvisoryHQ’s Ranking Methodologies,” a detailed review of AdvisoryHQ’s selection methodologies for ranking top rated companies, products, and services.
Detailed Review—Best Lenders That Provide Personal Loans for People with Bad Credit
After carefully considering personal loans for bad credit, we compiled the following list of the top six lenders offering loans for bad credit and payday loans for bad credit. As you continue reading, you’ll find detailed reviews of each of our picks, as well as an outline of the factors used in the decision-making process.
24/7 Lending Group Review
24/7 Lending Group operates as a lender matching service, helping consumers connect with good credit loans, as well as bad credit personal loans. This is a great resource for anyone who is searching for a lending connection service for all credit histories and situations, and they have a history of more than 15 years in the industry.
All of the lenders 24/7 Lending Group works with are classified as personal loan lenders, and repayment periods range from 12 to 72 months.
Unlike some of the other companies on this list, 24/7 Lending Group strictly matches consumers with both good and bad credit personal loans, but not payday loans, short-term loans, or cash advances. For consumers using this ranking of lenders offering loans for bad credit, who specifically want payday loans with bad credit, there are other companies later in the review that cover this area of service.
Key Factors That Enabled This to Rank as One of the Best Resources for Personal Loans for People with Bad Credit
As noted above, 24/7 Lending Group isn’t a direct lender of loans for bad credit. Instead, they’re a connection resource for people searching for bad credit personal loans. The following are some of the key reasons they were included in this ranking.
Variety of Lending Products
Sometimes as a consumer searching for loans for people with bad credit, it can be easy to start feeling as if you’re very limited in your options. 24/7 Lending Group was included on this list of resources for personal loans for bad credit because they try to eliminate this problem. Borrowers of all types, both good credit applicants and people searching for loans for people with bad credit, will find a range of options through 24/7 Lending Group.
The personal loan lenders vary significantly in their offerings, with APRs between 5.99% and 35.99%, and repayment periods ranging from 12 to 72 months with no early payment penalties. Of course, lenders willing to issue loans for people with bad credit will tend to be on the higher end of the interest rate spectrum.
The good and bad credit personal loans consumers are connected with can also be used to satisfy any need, from eliminating debt or making car repairs, to taking a vacation.
Fast Funding
For many consumers, whether they’re specifically searching for personal loans for people with bad credit or just conventional personal loans, the biggest concern of working with a traditional bank lender can be the amount of time the whole process takes.
Working with a bank can take weeks or even more to receive funding; however, when you get personal loans with bad credit or good credit loans from 24/7 Lending Group’s network of lenders, funding is incredibly fast in most cases.
Loan applications can be submitted at any time, and once it’s submitted, applicants can expect to hear from participating lenders within the hour. Once a loan is approved by one of these lenders, funds are generally deposited into the borrower’s account within 24 hours.
Customer Reviews
A really essential consideration in the creation of this list of the best lenders offering personal loans with bad credit and unsecured loans for bad credit was customer perception. It’s important to understand what real customers have to say about their experience working with lenders, or in the case of 24/7 Lending Group, a gateway resource to connect borrowers and lenders.
24/7 Lending Group has an excellent reputation with customers and received a 9.4 out of 10 rating on TrustPilot.com. The large majority of customers gave them five stars, and some of the things customers cited that make this company great to work with include a short application process and the fast funding.
They also describe the process using terms such as “simple” and “positive.”
Many borrowers also cite the fact that they were able to receive funding from the 24/7 Lending Group network, despite having less-than-perfect credit, making them an ideal resource if you’re searching for how to get a personal loan with bad credit.
Responsible Lending
A key consideration for anyone looking for loans for people with bad credit should be finding companies that adhere to responsible lending practices. 24/7 Lending Group places a high level of importance on responsible lending.
To achieve this, they work only with the most reputable industry lenders, and if a lender fails to follow regulatory requirements, 24/7 Lending Group will cut ties with them and report them to the FTC.
They also highlight the importance of all borrowers, whether they’re searching for loans for bad credit or good credit lending products, to read all of the fine print and understand pertinent details such as the APR of the loan they’re being offered and the repayment schedule.
All lenders are also required to adhere to the Fair Lending Act as part of the 24/7 Lending Group network, and follow Fair Debt Collection Practices as outlined by the Federal Trade Commission.
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Bad Credit Loans Review
BadCreditLoans.com is, as the name implies, an excellent resource for personal loans for people with bad credit. This online resource has been providing an excellent resource for loans for people with bad credit since 1998. BadCreditLoans.com is where consumers can go to get connected with lenders that specialize in offering bad credit personal loans.
Consumers are connected with lenders regardless of their credit history, but Bad Credit Loans doesn’t operate as a lender. Instead, they’re a complimentary service connecting consumers to their network of lenders.
Key Factors That Led Us to Rank This as One of the Best Resources to Connect with for Loans for People with Bad Credit
In terms of being a resource to connect consumers with loans for bad credit, the following are some of the key ways BadCreditLoans.com excels.
Straightforward Qualifications
Conventional banks may offer personal loans, and in limited cases, they may even offer some loans for bad credit, but the qualification process can be incredibly daunting. That’s why even good credit borrowers may opt to work with an online lender, and they may find them through a network like BadCreditLoans.com.
With Bad Credit Loans, the qualification and approval process is simple and direct. The site requires only that applicants are a legal citizen and an adult aged 18 or older.
The applicant then provides just a bit of basic information.
Overall, Bad Credit Loans ranks well on this list of resources to locate personal loans for people with bad credit because the loan request form and approval process are fast, as is the delivery system for providing funding.
Full Disclosure
All of the lenders in the Bad Credit Loans network not only provide loans for people with bad credit, but the site also specializes in working only with lenders that deliver full disclosure.
What this means is that borrowers will always know what to expect before they’re obligated to take a loan. All of the lenders in this network of lenders for unsecured loans for bad credit abide by the Truth in Lending Act. This means all documentation and details of a loan and its terms are provided beforehand.
The borrower will see all applicable interest rates, potential fees, and other loan information, allowing for an informed, pressure-free borrowing decision.
Easy Process
Just as the qualification process is simple with Bad Credit Loans, so is the entire loan process itself. The following highlights the steps required to connect with lenders that provide loans for people with bad credit:
- After meeting the qualifications and filling out the application, Bad Credit Loans then puts applicants in contact with only the lenders best-suited to their individual needs and requirements. If there’s an acceptable lending match, the lender network verifies information instantly and reviews the request for the bad credit personal loans.
- Then, a lender may respond with a loan offer. At that point, it’s up to the consumer to review all of the details of the loan they’re considering. There is no obligation to accept a loan.
- When a borrower has selected from the bad credit personal loans that will work best for them, they then agree to the terms via e-signature.
- Once the electronic signature is added to the lender’s contract, the funds are distributed to the associated checking account by direct deposit. In most cases, the funds are available the next business day, although the exact time period depends on the lender.
Lenders will provide the borrower with a repayment schedule, and there is no collateral required, making BadCreditLoans.com an excellent resource for unsecured loans for bad credit.
Resources and Education
Bad Credit Loans strives to be more than just an online portal connecting people with loans for bad credit. Instead, they’re a website that offers valuable resources and information to help consumers start to build a stronger financial future.
Bad Credit Loans offers guides on the ins and outs of a variety of types of loans, including not only personal loans but also products like business loans and mortgages.
Bad Credit Loans also offers information on current scams so consumers can protect themselves, and they even have a career center with resources like resume tips.
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CashNetUSA Review
CashNetUSA, unlike the other two websites listed above, is a direct lender of loans for bad credit. CashNetUSA is part of the Enova International company, which also owns NetCredit and Headway Capital. CashNetUSA offers a variety of lending products. These include payday loans for bad credit, cash advance loans, and personal installment loans.
They also have programs for lines of credit and fast cash. When using CashNetUSA, it’s important to realize every state has different lending regulations and laws, so some products may be available in one state and not another.
Key Factors That Enabled This to Rank as One of Top Lenders of Personal Loans for People with Bad Credit
Some of the big reasons CashNetUSA was included on this list of the best lenders for personal loans with bad credit and payday loans with bad credit are cited below.
Flex Loan
One of the signature products available from this top lender of loans for people with bad credit is called the Flex Loan. This flexible loan offers versatile repayment options, much more so compared to many other short-term loan and credit products.
With a Flex Loan, consumers apply only once and can request cash advances whenever they want, until they’ve reached their available credit limit. Repayment options for this short-term loan include making minimum payments over time or repaying the balance in full, which reduces the amount of interest the borrower pays.
As a borrower repays, the available credit will go back up.
Image source: Pixabay
Payday Loans
In addition to unsecured loans for bad credit and installment personal loans for bad credit, CashNetUSA also offers payday loans for bad credit. Payday loans are also known as a cash advance, and they are short-term with repayment due around the next payday of the borrower.
All of the payday loans offered by CashNetUSA are entirely online, so there’s no need to visit a brick-and-mortar location and wait in line or deal with lenders in person.
These online payday loans include fast lending decisions and funding, and all of the rates and terms are clearly outlined before a borrower signs a contract. This means there are no hidden fees or charges, and consumers enjoy knowing exactly what they’re getting.
Repayment is done via ACH, which is an electronic debit where funds are withdrawn from a bank account.
Installment Loans
As mentioned, when a consumer works with CashNetUSA, they’re not just limited to getting payday loans for bad credit. They may also be eligible for installment personal loans for bad credit.
Installment loans are different and in some cases more advantageous for borrowers than payday loans because they don’t have to be paid back all at one time. Instead, the repayment deadlines are spaced over months or even years. This allows for borrowers to have the opportunity to potentially get a loan in a greater amount, even if they’re searching for personal loans for bad credit.
When a consumer applies for personal loans for bad credit from CashNetUSA, they choose the state they live in, which will dictate the amount they may borrow, and then they can decide how much they’d like to borrow and the length of time they’d like to have to pay it back.
Direct Lender
There are some advantages to consumers if they work with a direct lender of bad credit personal loans, which is what CashNetUSA is. The first is that it’s a straightforward process.
There’s no need to choose between lenders, as long as the funding is coming from CashNetUSA, which makes it a very streamlined process to get a loan.
There’s also a focus on transparency, so the borrower knows the exact rates and terms of the loan. The process including the application and alternative credit check process are efficient, and there’s excellent customer service available to borrowers.
Also, it’s important to look at the alternative credit check process undertaken by CashNetUSA, as the company uses a variety of sources and aspects of a consumer’s financial history to make a lending decision, rather than solely looking at credit score. This is how they’re able to offer more options, including loans for people with bad credit and payday loans with bad credit.
Check ’n Go Review
Check ’n Go is a direct payday loan lender that was founded in 1994. During that long history, Check ’n Go has worked to provide financial solutions for people they describe as being “ignored by traditional lenders,” including banks. Check ’n Go has consistently remained a leader in terms of providing people with payday loans for bad credit, and they also offer installment loans and check cashing services.
Since Check ’n Go specializes in providing borrowers with payday loans for bad credit and they’ve also built up a longstanding reputation in the industry, they’re often one of the first resources customers turn to when searching for loans for bad credit.
Key Factors That Allowed This to Rank as One of the Best Lenders of Payday Loans for Bad Credit
When reviewing and ranking the best resources for personal loans for people with bad credit and payday loans with bad credit, the following are some reasons Check ’n Go was included on this list.
Integrated Experience
Check ’n Go stands apart for many reasons from other lenders working with consumers searching for payday loans for bad credit. When someone is researching how to get a personal loan with bad credit or a payday loan specifically, they may prefer to work with a direct lender, which is what Check ’n Go is.
As a direct lender, Check ’n Go offers an integrated borrowing experience, which means first and foremost that they’re the lender, but they’re also the servicer.
They service all customer accounts, and they stay directly involved with the customer throughout the loan process. This allows them to provide quick payment with approval and the utmost in customer service.
It’s a customer-first approach that often leads consumers to return to Check ’n Go for their financing needs.
Flexible Installment Loans
In addition to being a leading lender of payday loans with bad credit, Check ’n Go also offers flexible online installment loans, which can be tailored to suit a range of needs. The installment loan process is fast and easy, and the repayment schedule ranges from four to eight months.
With these personal loans for bad credit offered by Check ’n Go, borrowers will have their funds deposited directly in their bank account using a fully secure transfer, and funds may be available as soon as the next business day.
Consumers can customize these installment loans for bad credit, including the amount of loan they take out, the size of their payments, and the number of payments they’ll make.
CFSA Participation
Probably one of the biggest concerns many consumers have when they’re searching for payday loans for bad credit or how to get a personal loan with bad credit is security and protection. The short-term and personal loan industry can have companies in it that aren’t ethical or don’t operate with the best interests of customers in mind but Check ’n Go prides itself on maintaining the highest standards in all areas of service.
They are a member of the Community Financial Services Association (CFSA), which is the leading national trade group in the payday loan industry. The CFSA works to promote consumer protections, enforce privacy, and affiliated groups are required to keep only the highest standards of professionalism in all their dealings with customers.
The CFSA Best Practice Guidelines are based on concepts of full disclosure, honest advertising, and responsibility toward consumers.
Store Locations
When looking for personal loans for people with bad credit or payday loans with bad credit, you may only want to work with an online lender because that is convenient and can save time.
However, some consumers might want the comfort of working with a company that delivers some element of face-to-face customer service, and that’s one way Check ’n Go varies from the other names on this list of lenders offering personal loans for people with bad credit.
You can work with them entirely online throughout the application and funding process, but you can also visit a network of more than 1,000 nationwide stores. You have a sense of flexibility with Check ’n Go that’s not available from many other lenders of payday loans for bad credit and bad credit personal loans.
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PersonalLoans.com Review
PersonalLoans.com provides a convenient resource that allows consumers to connect with personal loan lenders.
The PersonalLoans.com network includes lenders willing to extend credit and personal loans to people with bad credit. People can connect with qualified lenders from anywhere, even their mobile device, and they can borrow for any reason.
PersonalLoans.com works to provide a simple matching process that’s fast and hassle-free, and they’re unique because in addition to connecting borrowers with loans for people with bad credit, they also offer a range of loan types and amounts. The operators of PersonalLoan.com don’t broker loans, make loans, or make credit decisions. Instead, this site is a portal to help borrowers connect with lenders.
Key Factors That Enabled Us to Rank This as One of the Best Resources to Find Personal Loans with Bad Credit
In terms of helping consumers connect with personal loans for bad credit and unsecured loans for bad credit, the following are some ways PersonalLoans.com excels.
Pattern of Responsibility
PersonalLoans.com isn’t just a site for borrowers seeking loans for people with bad credit. You can begin the application process by selecting your credit level, from poor to excellent. What’s unique, however, is that while they do offer traditional personal loans for good credit borrowers, there are also extensive options to obtain personal loans with bad credit.
Lending decisions are based on what PersonalLoans.com defines as a “pattern of responsibility.” This means the borrower doesn’t necessarily have to have good or excellent credit to qualify.
Instead, most lenders want to see a pattern of responsibility, meaning the borrower doesn’t have any accounts more than 60 days late, no recent bankruptcy, and a pattern of making payments on-time. It’s this sense of flexibility in the lending requirements of the PersonalLoans.com network that makes them a good option for consumers looking at how to get a personal loan with bad credit.
Lenders
What’s unique about PersonalLoans.com as a resource to find loans for people with bad credit and unsecured loans with bad credit, is the fact that rather than having to spend time searching for legitimate lenders, PersonalLoans.com does the work for the borrower.
They guarantee to work only with responsible lenders who are licensed in their respective states to provide personal installment loans. This takes a lot of the burden off the consumer as they search for personal loans for people with bad credit because they know they’re being linked with a reputable lender.
Despite this advantage of working with PersonalLoans.com, they do still encourage all consumers to look at the specific details of their loan before signing anything, especially since all lenders have their own terms and conditions.
Responsible Lending
In addition to only working with lenders that are reputable and respected, PersonalLoans.com also outlines its own dedication to responsible lending. The goal is to protect consumers from unfair and illegal lending in the personal loan industry. As part of this objective as well as the need to help consumers make informed decisions about personal loans including loans for people with bad credit, PersonalLoans.com has the following responsible lending platform:
- This valuable resource to find personal loans with bad credit ensures all customers are well-informed about the process to borrow money, their responsibilities, and the potential consequences of not paying the loan back on time.
- PersonalLoans.com makes an assessment of customers to ensure they are well-equipped to pay back the loan.
- They provide information openly and transparently to customers, while also treating them with kindness and respect.
- PersonalLoans.com holds itself to the highest standards of service and customer satisfaction.
- They ensure all lenders are reputable and follow responsible lending guidelines.
Compare Page
A unique feature of PersonalLoans.com is their Compare Page. The Compare Page lets consumers view their options, including personal loans for bad credit, in an easy-to-understand format, without having to actually submit an application.
They can view offers based on their specific credit score, so the results are narrowed down only to those applicable loans for people with bad credit if that’s what you choose. It then shows you the credit score you need to qualify, the range of interest rates and repayment durations, and the available loan amounts. You can also read reviews for the particular loans you’re comparing.
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Springleaf-OneMain Review
Springleaf is a well-known financial services provider that recently became OneMain. As a result of this acquisition, OneMain includes more than 1,800 branches across 44 states, so consumers get the benefit of personalized service and working with expert loan specialists.
OneMain has been providing personal loans to consumers for more than 100 years, and the goal is to deliver the best customer experience and deliver the products and services consumers need to regain control over their financial lives. In addition to offering traditional personal loans and personal loans for bad credit, OneMain also provides auto loans.
Key Factors That Enabled Us to Rank This as a Best Lender of Loans for People with Bad Credit
The following are essential reasons OneMain was included in this ranking of the best sources for personal loans for people with bad credit, unsecured loans for bad credit, and payday loans for bad credit.
Reputation
Springleaf and OneMain have some of the most established reputations in the industry of providing loans for bad credit, and their merger further strengthens that. With more than 100 years of experience in providing bad credit personal loans and other loan products, OneMain is an expert and a leader in the industry.
In addition to a strong online presence, this provider of personal loans for bad credit also has an established local presence in communities throughout the country, which is ideal for consumers who want in-person customer service experience.
As part of their long history, OneMain has worked with more than 10 million customers and extended more than $120 billion in loans. These loans have been used for everything from debt consolidation to major purchases.
Customer Commitment
Along with delivering the best loan products including loans for bad credit and unsecured loans for bad credit, OneMain also strives to put the financial well-being of customers above all else.
They commit to treating all customers, including people looking for how to get a personal loan with bad credit, with respect and dignity. They will deliver an excellent customer experience and work with customers if they experience temporary financial hardships.
They also have a Borrower’s Bill of Rights which pertains to people searching for personal loans for bad credit and all other lending products. This Bill of Rights includes tenets such as the promise to make sure customers understand the terms and requirements of a loan before signing, answering any questions a customer may have, and clearly disclosing the fact that all products they offer are optional.
Flexible Repayment Options
Often, for consumers searching for personal loans with bad credit, convenience is an important factor. OneMain is an incredibly convenient resource for loans for bad credit because of their robust online presence and tools, as well as their extensive brick-and-mortar network of locations throughout the country. When it’s time to start repaying bad credit personal loans from OneMain, the borrower has many options.
They can make a one-time payment online or set up recurring payments through Direct Pay. This makes it effortless to ensure all of the payments are made on-time.
Borrowers can also pay in a branch with essentially any form of payment, as well as by phone or by mail.
The OneMain mobile app is available for iOS and Android and can be used to make a payment, or a borrower can visit the Walmart Service Desk at any store location to make a payment.
Education and Resources
As well as being a top resource to find loans for people with bad credit, OneMain is unique because they offer people access to a wide variety of financial education resources.
One such resource is called MoneySKILL. MoneySKILL is a free online course that helps people test their financial knowledge and learn how they can set themselves up for a better financial future.
In addition to MoneySKILL, OneMain also offers a blog, personal finance articles, and financial calculators that can help consumers determine and manage their monthly budget, figure out their monthly loan payments, and more.
Conclusion—Top 6 Lenders That Provide Loans for People with Bad Credit
The above list represents the best options to find personal loans for people with bad credit. In addition to loans for bad credit, the list also highlights the specifics of how to get a personal loan with bad credit and details where to find payday loans with bad credit as well.
All of the names on the above ranking and review of providers of bad credit personal loans are reputable, offers uniquely varied products, and focuses extensively on responsible lending.
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