Intro – Truliant Federal Credit Union Reviews & Ranking


AdvisoryHQ recently published its list and review of the top credit unions in North Carolina, a list that included Truliant Federal Credit Union.

Below we have highlighted some of the many reasons Truliant Federal Credit Union was selected as one of the best credit unions in North Carolina.

Click here for a detailed review of AdvisoryHQ’s selection methodology: AdvisoryHQ’s Methodology for Selecting Top Banks and Credit Unions.



Truliant Federal Credit Union Review


Founded in 1952, Truliant Federal Credit Union was originally chartered to serve the employees of Western Electric. Originally offering services in the Winston-Salem, North Carolina region, the credit union expanded its field of membership and began growing its presence among Charlotte, NC credit unions in 1988.

Today, the credit union serves more than 195,000 members across 30 banking locations in North Carolina, South Carolina, and Virginia. The impressive credit union in Charlotte holds nearly $2 billion in assets and operates on a mission to improve the quality of life for its members and to be a financial partner that always has others’ best interests at heart.

Truliant Federal Credit Union Review

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Key Factors Leading Us to Rank This Firm as One of This Year’s Top Credit Union Firms

Upon completing our detailed review, Truliant Federal Credit Union was included in AdvisoryHQ’s ranking of this year’s best credit unions based on the following factors. 

Truliant Federal Credit Union Review: Checking Account Options

Truliant Federal Credit Union recognizes that its members have unique checking account needs, which is why it offers several checking account options for members to choose from.

All of the checking accounts offered by this top credit union in Charlotte, NC pay monthly dividends with no monthly service charges.



Checking account options available from this top Charlotte credit union are:

  • Basic Checking: free dividend-earning checking with unlimited check writing
  • Advantage Checking: features the potential to earn higher dividends
  • Senior Advantage Checking: for members aged 55 and older; features the potential to earn higher dividends
  • Balance Checking: for those members who need a second chance at a checking account or are just starting on the path to financial independence; can be upgraded to a basic account after six months of responsible use

Truliant Federal Credit Union Review: Holiday and Vacation Club Accounts

The holidays tend to be much more enjoyable when there is peace of mind, and vacations are more relaxing when the stress of paying for it is not weighing heavily on the mind.

That’s why this top Charlotte credit union offers members the option of opening a Holiday or Vacation Club account to save for these two big expenses throughout the year.

Features of these two great club savings accounts include:

  • No monthly service charges or minimum balance requirements
  • Earns monthly dividends
  • Unlimited deposits
  • Christmas Club funds are automatically transferred into savings or checking on November 1
  • Vacation Club allows one free withdrawal per calendar quarter


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Truliant Federal Credit Union Review: Lending Options

Truliant Federal Credit Union offers a wide range of lending options to help members secure financing and achieve their goals. Whether a member is looking to consolidate debt, make a big purchase or finance a personal project, this top credit union in Charlotte has a loan option to suit everyone.

Loan products offered by this popular credit union in Charlotte, NC are as follows:

  • Auto loans
  • Real estate loans
  • Visa credit cards
  • Debt consolidation loans
  • Boat and RV loans
  • Personal loans
  • Personal lines of credit
  • Savings and certificate secured loans

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In addition to reviewing the above Truliant Federal Credit Union review, you can click on any of the links below to browse exclusive reviews of AdvisoryHQ’s top rated banking firms & credit unions:

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AdvisoryHQ (AHQ) Disclaimer:

Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

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