2017 RANKING & REVIEWS
TOP RANKING BEST CLASSIC CAR INSURANCE REVIEWS
Introduction: How to Get the Best Classic Car Insurance Quote
Owning a classic car is certainly a sign of prestige. Most people only keep cars for a decade at most before selling them off. A classic car is memorial from past times. At the same time, owning and maintaining a classic car is usually a pretty costly endeavor.
Trying to find a part for a 1957 Chevy isn’t quite as easy as finding a part for your 2013 Ford Focus. Finding insurance for classic cars is also an important and necessary step for all classic car owners.
Award Emblem: Top 5 Best Sites to Compare Classic Car Insurance
In this brief article, AdvisoryHQ will offer classic car insurance reviews of the top five websites that will help you find the best classic car auto insurance.
We will begin by explaining what the best class car insurance is. We then offer a comparative table of the main features of insurance for classic cars offered by different companies.
In our FAQ section, we look at why it is important to compare classic car insurance options before settling on one. We also offer useful information on what features you should be keeping an eye out for when it comes to getting a quality collector car insurance quote.
Finally, we offer a complete review of the five different websites where you can get the best classic car insurance quotes online.
What Is the Best Classic Car Insurance?
Getting a quality classic car insurance quote requires you first to understand what classic car auto insurance really is. Most of the time your antique car, collector car, or classic car won’t be your primary car. In fact, you might hardly ever take it out for fear of getting a scratch on your “baby.”
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Since most people don’t typically drive their classic cars nearly as much as they do their primary vehicle, the best classic car insurance should be specially tailored to how you use and drive the car.
Furthermore, the best classic car insurance is different from ordinary car insurance in that it covers different types of claims. Of course, if you get an accident, insurance for classic cars covers the damage to your car.
However, one of the main claims on insurance for classic cars is for the price of finding and replacing hard-to-find spare parts.
As we will see below, some of the companies that offer the best classic car insurance online quotes will guarantee that they can find a replacement part for any type of classic vehicle.
When you compare classic car insurance in order to find the best classic car insurance online quote, you should be able to find a quality option that safeguards your investment in your classic car while not costing you too much money.
AdvisoryHQ’s List of the Top 5 Insurance for Classic Cars
List is sorted alphabetically (click any classic car auto insurance below to go directly to the detailed review section for each classic car insurance online quote):
Top 5 Best Classic Car Insurance | Brief Comparison & Ranking
Best Classic Car Insurance Name | Free or Paid Classic Car Insurance Quote Online | Phone Quotes Available Also? | Other Considerations |
| Classic Car Insurance Group | Free | No | Can search for special insurance for drivers under 25 |
| Confused.com | Free | No | For people in the U.K. with classic cars |
| Go Compare | Free | No | Offers a detailed questionnaire to get you real quotes for U.K. based classic cars |
| Grundy | Free | Yes | A recognized leader in the classic car insurance industry |
| Progressive | Free | Yes | Powered by Hagerty, a leader in the classic car insurance industry |
Table: Top 5 Best Classic Car Insurance | Above list is sorted alphabetically
Why Should You Compare Classic Car Insurance?
Most companies who offer the best classic car insurance recognize that you if you have put a major amount of time, money, and effort into purchasing and maintaining your classic car, chances are that you are going to be taking care of it.
Furthermore, since you will only be driving your classic car a minimal amount of time, the classic car insurance quote that you receive should also be lower than what you are paying for your regular car insurance.
If you receive a classic car insurance quote that is higher than the insurance you pay on your everyday car, that should throw up a red flag that the collector car insurance quote you got is not the best out there.
Furthermore, it is always important to read through classic car insurance reviews to make sure that you are finding a company that is trustworthy and offers quality customer service.
You should be considered a preferred customer when you are searching for classic car auto insurance. You usually drive the car very few miles, dedicate time to the care and upkeep of the car, and drive it responsibly when you do.
That description is exactly what car insurance companies should be looking for and they should thus offer you a discounted classic car insurance quote.
Lastly, it is important to take the time to read through the classic car insurance reviews and find the best classic car insurance quote online because you will want to find a company that will cover the total loss of your car without any sort of hassle or negotiation over depreciation.
If you have taken care of your classic car with dedication over the years, your insurance for classic cars should be dedicated to insuring your car’s real value.
What Features Should You Look for in a Classic Car Insurance Quote Online?
There are a number of companies offering the best classic car insurance out there. With so many options, you can easily be overwhelmed by all the classic car insurance quotes you have received. Below, you will find a list of a few different features that you should keep an eye out for when you compare classic car insurance.
- Know the preconditions that come with your classic car insurance quote: Many companies that send you a quality classic car insurance online quote will have in the fine print a number of conditions. For example, your car may not be insured for “pleasure” driving but only for when you take your car to classic car club shows or get togethers.
You don’t want to get in an accident on a Sunday drive only to find out that your classic car auto insurance doesn’t insure you for your joy rides around town.
- Original replacement parts coverage: One of the hardest aspects of owning a classic car is trying to find a replacement part when something goes wrong in the engine.
The best classic car insurance should also offer replacement part coverage and aid you in the process of finding, buying, and installing your needed replacement part.
- Mileage limits: When looking through classic car insurance reviews, you may have seen that some of the seemingly best classic car insurance quotes came with a strict mileage limit.
Insurance for classic cars often has a mileage limit, and it is important for you to be aware of those limits before accepting a collector car insurance quote.
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Detailed Review – Top Ranking Insurance for Classic Cars
Below, please find the detailed review of each collector car insurance quote. We have highlighted some of the factors that allowed each classic car insurance quote to score so highly in our selection ranking.
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Classic Car Insurance Group Review
The Classic Car Insurance Group is one of the leading websites to help you find the best classic car insurance for your beloved car.
They search through dozens of classic car insurance reviews and prices to help you find the most affordable option that matches the type of insurance that you need. With the Classic Car Insurance Group you can even shop for discounted insurance for classic cars for under age 25 drivers.
Confused.com Review
If you live in the United Kingdom and own a classic car, whether it is European-made or American-made, Confused.com offers quality information on insurance for classic cars. With this website, you simply have to fill out your classic car’s registration number to get a free classic car insurance quote.
Go Compare Review
Go Compare is another U.K.-based website to help you find the best classic car insurance. With Go Compare, you will be asked to fill out a detailed questionnaire regarding the type of classic car that you own and how you drive it. With this information, Go Compare will get you a detailed and precise classic car insurance quote.
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Grundy Review
Grundy Insurance Company is one of the leaders in the best classic car insurance. In order to get you a quality classic car insurance quote, their website will ask you a series of questions regarding how your car is taken care of and who is driving it. While this website will only offer their collector car insurance quote rather than comparing many, it can be helpful to compare their prices to others you find on the web.
Progressive Review
Progressive is a known leader in the auto insurance industry. It also has partnered with Hagerty, a leader in insurance for classic cars, to offer some of the best and most affordable classic car insurance.
With this Progressive/Hagerty coalition, you can search for some of the best classic car insurance available. They promise to get you a quote that is at least 42% cheaper than what you would end up paying for regular car insurance –and with better protection.
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Conclusion – Classic Car Insurance Reviews to Safeguard Your Prized Possession
Owning a classic car is more than just a hobby; it can turn into a full-blown passion. Though there is considerable expense involved in purchasing and maintaining a classic car, the looks of admiration that you will steal on the road or at a car show are well worth it to many people.
Protecting your investment and passion with insurance for classic cars is not only a smart financial move, but one that should be a no-brainer.
Fortunately, most classic car auto insurance is significantly cheaper than regular car insurance because the cars are driven much less.
When you are looking at classic car insurance reviews, make sure to find a company that clearly states any preconditions for the insurance and also offers full replacement part coverage. It is also important to find coverage that doesn’t impose excessively strict mileage limitations.
Whether you choose Classic Car Insurance Group, Confused.com, Go Compare, Grundy, Progressive, or any other company offering the best classic car insurance, you will find a way to protect your investment so that you can enjoy your classic car with an added peace of mind.
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Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.
Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. Click to view AdvisoryHQ's advertiser disclosures.
