2017 RANKING & REVIEWS
TOP RANKING BEST GAS CARDS FOR BAD, POOR & NO CREDIT
Introduction: Gas Cards for Bad Credit and Gas Rewards Cards for Poor-No Credit Borrowers
If you’re going to be using a credit card, it only makes sense to find a card that offers you some sort of reward for your use.
After all, you will most likely be paying the issuing company quite a few dollars in interest payments over the years, and the least they could do is give you back some of those earning through a decent rewards program.
Finding a gas credit card for poor credit is one such way to take advantage of your credit card use.
Award Emblem: Top 6 Best Gas Credit Cards for Bad Credit, Poor, Fair, & No Credit
The price of gas is volatile, and in our unstable world, it’s hard to say when gas might shoot up to $4 or $5 a gallon once again. Gas cards for bad credit are one way to help lower your driving bill.
There are a number of gas card deals offered by banks that issue major credit cards. Finding the right gas rewards card for you will largely depend on your credit rating and how you plan to use the gas credit card for poor credit.
In this brief article, AdvisoryHQ will look at the top bad credit gas cards and gas cards for fair credit. We will begin by explaining how gas credit cards for bad credit actually work before offering a comparative table of the top gas cards for poor credit. We will then analyze the top features to look for in gas cards for poor credit and in a gas rewards program. We’ll also discuss where to find the best gas credit cards for fair credit and gas cards for bad credit.
We’ll end the article by offering a complete review of six of the best gas credit cards for poor credit.
See Also: Best Credit Cards | Ranking & Reviews
What Are Gas Credit Cards for Bad Credit?
Credit card companies are always searching for ways to draw in more customers. These companies know that most people prefer the “pay at the pump” option when they fill up their cars at the gas station, so they offer gas card deals that provide a certain percentage of cash back or points for each dollar spent at the gas station.
Almost every major gas station has their own gas rewards card. However, you most likely will need to have a good credit score in order to be accepted for these gas credit cards for fair credit.
Other independent issuers have begun issuing gas credit cards for poor credit and gas credit cards for no credit. While the rewards programs on these gas cards for bad credit are less lucrative, they constitute a great option for people with bad credit who want to earn rewards on their card.
AdvisoryHQ’s List of the Top 6 Best Gas Credit Cards for Poor Credit
List is sorted alphabetically (click any of the credit card names below to go directly to the detailed review section for that credit card):
- American Express Blue Cash Everyday®
- Barclaycard Rewards MasterCard®
- BB&T Spectrum Rewards® Card
- Capital One QuickSilverOne®
- Discover it® Secured Credit Card
- SunTrust Secured Credit Card with Cash Rewards
Top 6 Best Gas Credit Cards for No Credit| Brief Comparison & Ranking
Bad Credit Gas Cards Names | % or Low Intro APR Offer? | Intro Duration | Annual Fee |
| American Express Blue Cash Everyday® | 0% | 12 months | None |
| Barclaycard Rewards MasterCard® | None offered | None offered | None |
| BB&T Spectrum Rewards® Card | 0% | 12 months | None |
| Capital One QuickSilverOne® | 0% | 9 months | $39 |
| Discover it® Secured Credit Card | None offered | None offered | None |
| SunTrust Secured Credit Card with Cash Rewards | None offered | None offered | $32 |
Table: Top 6 Gas Card Deals | Above list is sorted alphabetically
Top Features of Gas Cards for Poor Credit and a Gas Rewards Program
When searching for the best bad credit gas cards, it’s important to not be deceived by apparently lucrative offers. Many companies that issue gas cards for fair credit or gas cards for bad credit may try to hide some negative terms and conditions underneath the cash back rewards program they offer.
For example, one company may offer a gas credit card for poor credit with a 2% cash back reward that also has a $50 annual fee, high foreign transaction fee, ATM fees, and a punishing 30% late penalty fee. The money that you could theoretically “save” with this gas rewards card would quickly be cancelled out by other fees.
When searching for the best gas credit cards for poor credit or gas credit cards for no credit, then, it’s important to look beyond the percentage of rewards to discover the other terms and conditions.
Furthermore, the best gas credit cards for poor credit or gas credit cards for no credit should also clearly state up to what amount you can take advantage of the rewards programs. Whereas some gas cards for bad credit will stop offering you rewards once you consume up to $3,000 or $5,000 annually, other gas cards for no credit don’t cap your rewards.
Where to Find Gas Credit Cards for Fair Credit
If you have bad or just okay credit, there are a still a number of ways to find gas cards for poor credit or gas cards for no credit. Secured credit cards offer credit to people with almost no credit and some of the best of these cards even offer a fairly decent gas rewards program.
Some of the best gas cards for bad credit, then, may require you to place a deposit in order to access a credit line. The good news is that with these types of gas credit cards for bad credit, you will also be building your credit score as you earn your rewards.
For people with a fair credit score, there are more options for gas cards for fair credit. The majority of credit card issuers will offer you gas credit cards for fair credit even if your credit score isn’t as high as you’d like.
You may only be approved for a higher APR on purchases, but if you’re only interested in using the card for the gas rewards program and commit to paying off your balance in full each month, you can avoid any high interest payments.
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AdvisoryHQ’s Selection Methodology
What methodology does AdvisoryHQ use in selecting and finalizing the credit cards, financial products, firms, services, and products that are ranked on its various top rated lists?
Please click here “AdvisoryHQ’s Ranking Methodologies” for a detailed review of AdvisoryHQ’s selection methodologies for ranking top rated credit cards, financial accounts, firms, products, and services.
Detailed Review – Top Ranking Best Gas Cards for Bad Credit
Below, please find the detailed review of each credit card on our list of gas cards for fair credit. We have highlighted some of the factors that allowed these gas credit cards for poor credit to score so highly in our selection ranking.
American Express Blue Cash Everyday® Review
The American Express Blue Cash Everyday® is one of the top gas credit cards for poor credit on the market.
You will need fair credit to apply for the gas rewards program that comes with this card, but you won’t need any sort of excellent credit rating. You can earn 2% on all purchases at gas stations without any dollar limit, 1% on all other purchases, and 3% on purchases at supermarkets up to $6,000 per year.
Furthermore, of the gas cards for bad credit, the American Express Blue Cash Everyday® also comes with no annual fee and a 0% introductory APR for 12 months.
Barclaycard Reward MasterCard® Review
The Barclaycard Rewards MasterCard® is another of the best gas credit cards for poor credit. While you’ll need a credit score somewhere above 600 in order to be eligible, this gas credit card for poor credit offers a quality gas rewards program. You can earn double points for all gas purchases while also benefitting from no annual fee.
Source: Barclaycard Rewards MasterCard®
While the APR on this gas credit card for poor credit is rather high at 25.24%, your points never expire which will allow you to build up substantial rewards over time.
Instead of receiving a couple dollars’ worth of credit to your statement every month like with other gas cards for bad credit, this card will allow you to receive a quality lump sum cash back bonus whenever you decide.
*** During our research for this article, Barclaycard Rewards MasterCard® was still a part of Barclaycard’s offer. Barclayca
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BB&T Spectrum Rewards® Card Review
The BB&T Spectrum Rewards® Credit Card also ranks as one of the best gas credit cards for bad credit. Not only will you benefit from a 0% introductory APR for 12 month, but you’ll also enjoy 3% cash back on all purchases for the first three months of having the card. After that, the cash back rewards go down to 1%, which is comparable to other gas cards for bad credit.
Source: BB&T Spectrum Rewards® Credit Card
Furthermore, this top gas rewards card also offers you a five percent anniversary bonus on all the cash back you’ve earned throughout the year.
The more you spend on your card, the more you’ll earn at the end of the year. For people who spend over $50,000 dollars each year on their card, that year-end bonus jumps to 30%, making this the best of the gas credit cards for bad credit for people who spend heavily on their card.
Capital One® QuickSilver One® Review
The Capital One® QuickSilver One® card is also in line as one of the best gas cards for bad credit on the market. With this card you can earn 1.5% cash back on all purchases without any limits. Furthermore, you can redeem your cash back rewards anytime you want them.
Source: Capital One® QuickSilver One® card
This gas rewards card also offers a 0% introductory APR for 9 months. It does come with a $39 annual fee, but that fee can be quickly recovered through the rewards program.
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Discover it® Secured Credit Card Review
The Discover it® Secured Credit Card is perhaps the only of the gas credit cards for poor credit or gas credit cards for no credit that also offers a great rewards program. As a secured credit card, you’ll have to put up a deposit to gain a credit line. However, since it is a secured card, you can apply even if your credit score isn’t the greatest.
Source: Discover it® Secured Credit Card
This best of the gas credit cards for no credit offers a quality rewards program where you can earn 2% cash back at restaurants or gas stations on up to $1,000 in combined purchases each quarter and 1% cash back on all other purchases. Furthermore, of the secured gas credit cards for no credit, this is the only one that comes with no annual fee.
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SunTrust Secured Credit Card with Cash Rewards Review
The Sun Trust Secured Credit Card with Cash Rewards is another of the top secured gas credit cards for bad credit.
Source: Sun Trust Secured Credit Card with Cash Rewards
Though this card has a $32 annual fee, it also comes with a 2% cash back reward on up to $6,000 spent annually on qualifying gas and grocery purchases. If you use this gas credit card for poor credit only for your gas purchases, you can easily cancel out the annual fee.
Conclusion – Top 6 Gas Credit Cards for No Credit
Finding the best gas credit cards for poor credit or gas credit cards for no credit is a great way to get more out of your purchases at gas stations.
Image source: Pixabay
While there are a number of gas card deals on the market, finding the right gas credit card for poor credit will depend largely on how you plan to use the card, your current credit situation, and how you can best take advantage of the gas rewards program offered.
Any of the six gas cards for bad credit reviewed above is a great option that can help you start saving money through your gas purchases.
AdvisoryHQ (AHQ) Disclaimer: Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info. Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. Click to view AdvisoryHQ's advertiser disclosures.
