2020-2021 RANKING & REVIEWS
TOP RANKING BANKS IN FLORIDA
Intro: Choosing the Best Banks in Florida
Where you choose to bank in Florida has a significant impact on your financial wellbeing. While Miami banks, Tampa banks, Orlando banks, and banks in other cities may all provide similar services like checking, savings, and investing, they’re not all the same.
One best Florida bank might have convenient locations, while another might mean you have to go out of your way to visit a branch. One of the best banks in Orlando might offer free checking, while another offers interest-bearing checking.
Today’s banks and leading financial institutions go far beyond merely serving as a place to store money. The banks in Florida that are chosen by consumers become an essential part of their financial present and future.
It pays to shop around for the best banks in Florida to find the lowest fees for the accounts you plan to open, loans you may need, or the highest checking/savings account interest yields.
Award Emblem: Top 15 Best Banks in Florida
Each dollar counts when it comes to saving for the future, and the best banks in Orlando, FL or other Florida cities will care about keeping you as a customer and thus will have services and fees that are designed to help you keep more of your hard-earned money.
A great bank should also provide simple, convenient, and streamlined points of access and digital tools to help you keep an eye on every area of your finances.
All of these are factors we considered when preparing our ranking of the best banks in Florida. Whether it’s banks in Tampa or the best banks in Miami, this ranking will help you find the top Florida bank in multiple cities in the Sunshine state.
This exclusive list highlights not only the best banks in Florida to use for checking or savings accounts or loans but also details those standout features that led to their inclusion on this list.
Banks in Tampa, FL, Miami, FL banks, and Florida banks in other cities combine technology, low fees, competitive interest rates, and excellent customer service to offer one of the best banking experiences and value to customers looking for great banks in Florida.
Top 15 Best Florida Banks | Brief Comparison & Ranking
Top Florida Banks | 2020-2021 Ratings |
| BankUnited | 5 |
| Branch Banking and Trust Company (BB&T) | 5 |
| Centennial Bank | 5 |
| Citibank | 5 |
| Fifth Third Bank | 5 |
| First Horizon Bank | 5 |
| Iberiabank | 5 |
| PNC Bank | 5 |
| Regions Bank | 5 |
| SunTrust Bank | 5 |
| Synovus Bank | 5 |
| TD Bank | 5 |
| Valley National Bank | 5 |
| BBVA USA | 4 |
| Wells Fargo Bank | 3 |
Table: Top 15 Best Banks in Florida | The above list is sorted by rating.
Tips for Choosing the Best Florida Banks
When you’re trying to choose the best banks in Jacksonville, FL, or in another Florida city, they can all seem similar at first, until you start looking at them more closely.
Something as simple as checking account options can vary widely between Florida banks, with some offering interest options and others giving you more choices for free ATM and branches.
When researching the best banks in Orlando, Tampa, Jacksonville, or elsewhere in the state, you’ll want to take into consideration the following factors and how much of a priority they are for your banking needs.
Number of Locations & Free ATMs
While a lot of banking can be done online these days, there still may be reasons that you need to use a branch at a Florida bank. You may need to have a document notarized or not feel comfortable depositing cash in an ATM, for example.
Look up the number of branch locations for the Florida bank that you’re considering to ensure that they’re convenient, and you have the choices you need if you travel to access your money without additional fees.
Choosing the Best Florida Bank in 2020-2021
Checking Account Options
One of the most commonly used accounts is a checking account. It’s where your day-to-day expenses are debiting out of and usually where your paycheck is being deposited.
Take the time to review and compare the features and fees of the checking accounts offered by the best banks in Tampa, Miami, or wherever in Florida you reside to make sure that you’re getting the best deal for your money.
Customer Service
Are you going to sit on hold forever when trying to reach phone support? When you visit the branch of the Florida bank you’re considering, will you be greeted warmly and get the help you need?
Customer support makes a big difference in your overall experience with banks in Orlando, FL, or anywhere else, so you want to research this before opening your accounts.
Two ways to do this are:
- Go into a branch and/or call their customer support to see how you’re treated.
- Look up online reviews for the Florida bank you’re considering.
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2020-2021 AdvisoryHQ’s Selection Methodology
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Please click here “AdvisoryHQ’s Ranking Methodologies” for a detailed review of AdvisoryHQ’s selection methodologies for ranking top-rated credit cards, financial accounts, firms, products, and services.
Detailed Review – Top Ranking Best Banks in Florida
Below, please find a detailed review of each bank on our list of 2020-2021 top banks in Florida. We have highlighted some of the factors that allowed these Florida banks to score so high in our selection ranking.
Click any of the names below to go directly to the detailed review section for that Florida bank (names are listed alphabetically):
- BankUnited
- BBVA USA
- Branch Banking & Trust Company (BB&T)
- Centennial Bank
- Citibank
- Fifth Third Bank
- First Horizon Bank
- Iberiabank
- PNC Bank
- Regions Bank
- SunTrust Bank
- Synovus Bank
- TD Bank
- Valley National Bank
- Wells Fargo Bank
Click below for previous years’ rankings:
- 2017 Review: Top 16 Best Banks in Florida
- 2016 Review: Top 16 Best Banks in Florida
Branch Banking & Trust (BB&T) Review
For those looking for larger Florida or Tampa banks to work with, Branch Banking & Trust (BB&T) is ranked as one of the largest financial services companies in the country, and they’ve just gotten bigger.
BB&T and SunTrust merged in 2019, and on January 13, 2020, announced their new branding as Truist Purple. We have kept both banks separately listed on our best Florida bank listing because they will continue to operate under their individual names for the next 18-24 months.
Among Florida banks, BB&T has had a presence in the financial industry since 1872, and continued to grow and expand, reaching approximately $225.7 billion in assets as of 12/31/18.
Key Factors That Led Us to Rank BB&T as a Top Florida Bank
BB&T Review: Account Alerts
One helpful feature that makes BB&T one of the best banks in Florida is the availability of account alerts with the customizable set-up. This is an incredibly valuable option for customers of any bank.
BB&T places a high level of importance on these account alerts, which was one of the factors in their selection as a contender for the best bank in Florida. Alerts allow BB&T customers to do the following:
- Customizable alerts can be programmed to notify customers of certain activities on any eligible account
- To avoid overdraft fees, customers can use balance-limit alerts
- Users have the ability to receive alerts by email or text message
- Control alerts by setting quiet times for your mobile text alerts
- Get your ATM receipts sent directly to your email inbox or mobile phone
- Automatic security alerts notify customers of any important account changes
- Bill payment alerts keep you updated on what you owe
- Set custom purchase alerts for online, phone, or mail purchases using your credit card
BB&T Review: BB&T Bright Banking
BB&T Bright Banking is a featured checking account from this leading Florida bank. Bright Banking checking is designed to fit everyday banking needs, and it includes many useful features.
If you’re looking for Miami, FL banks, or banks in Tampa or elsewhere in Florida that offer easy-to-use basic checking, this is one that fits that criteria.
Features of the Bright Banking featured checking account are:
- Option to personalize your debit card
- Overdraft protection available
- Use of U by BB&T® for customizable online and mobile banking
- Free access to over 2,400 BB&T ATMs
- Money management tools
- $50 minimum opening deposit
- $12 monthly maintenance fee
BB&T Review: BB&[email protected]
One of the unique and highly valuable services offered by this best Florida bank is BB&[email protected] This is a complete package of financial products and services that are provided exclusively to the employees of participating companies.
The program is designed as a way for employers to offer special benefits to their employees and to help them take control of their financial future by offering services that aren’t usually available with a standard account at Orlando banks, Miami, FL banks, Tampa banks or other Florida banks.
Some of the features offered to employees of companies that participate in BB&[email protected] include:
- Free first order of personalized checks
- Bonus interest rates on CDs and IRAs
- Two overdraft protection transfer fees per statement cycle are waived
- Unlimited no-fee money orders and official checks
- They offer four different ways to avoid paying the $15 monthly service fee
Rating Summary
If you’re an individual looking for multiple branches and a nationwide presence when you choose the best banks in Tampa, FL, Orlando, Jacksonville, or anywhere else in the state, then BB&T is an excellent option, and they’re about to get even bigger due to their recent merger.
Offering multiple banking, loan, business banking, and investment services, plus state-of-the-art mobile and online banking, BB&T is an excellent option when choosing a Florida bank and earns a 5-star rating.
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Citibank Review
Citibank was founded in 1812 and is part of the Citi Group, which is an organization that provides financial services to consumers and international businesses.
This top Florida bank calls itself the “world’s most global bank,” and they have clients throughout 160 countries and jurisdictions around the world. Citi serves over 100 million customers and is the world’s largest credit card issuer.
The primary mission at Citi is to enable growth and economic progress by doing things like protecting people’s savings and helping them make purchases that improve their quality of life. This helps make Citibank one of the best Florida banks to consider.
Key Factors That Enabled Citibank to Rank as One of the Top Banks in Florida
Citibank Review: eBills
One of the time-saving services that makes Citibank one of the best banks in Florida to consider is their eBills service. It helps people simplify the management of paying bills, as well as overall budgeting and financial management.
EBills lets you receive electronic versions of paper bills and statements from many merchants, and they’re delivered automatically online through your Citi online banking.
Benefits of eBills include easy, convenient access, as well as the ability to customize alerts and reminders so you can always ensure you’re making payments on time.
It’s also convenient to save, view, and print up to 18 months of past bills. eBills improves overall security since you don’t have the risk of bills getting lost or stolen through traditional mail delivery.
Citibank Review: Split Tax Refund
Citibank offers a convenient option for customers to manage their IRS tax refund more effectively using the split tax refund program.
With this service, which is free, the IRS directly deposits your federal income tax return in up to three accounts, which can include a Citibank IRA, a money market account, a checking account, or a savings account.
This service helps customers receive the fastest possible access to their refund without the risk that it will be lost or stolen.
To take advantage of this free service offered through this best Florida bank, customers complete IRS Form 8888 and include it with their federal income tax return and direct the IRS where to deposit their refund.
Citibank Review: Global ATM Network
If you often travel nationally and/or internationally, then this is one of the best banks in Orlando, FL, Tampa, or elsewhere in the Sunshine State to bank due to their global network of ATMs.
This feature helped solidify Citibank’s inclusion in this ranking of the best banks in Miami, Orlando, Tampa, and throughout all of Florida, due to their accessibility.
Banking with Citi means access to over 2,300 ATMs within more than 600 Citibank branches and over 60,000 surcharge-free ATMs in the U.S.
There are also Citibank ATMs in more than 20 countries, which is excellent for overseas travelers who want to remain connected to their accounts and have easy access to money.
Rating Summary
When it comes to convenience, Citibank is one of the best banks in Jacksonville, FL, Miami, or any other Florida city because they give you multiple ways to access and manage your money.
From online eBills to mobile banking to international ATMs, Citibank makes money management as easy as possible with tools built for a modern mobile lifestyle. We’ve scored this top bank in Florida 5-stars, and they’re one of the top Orlando, Tampa, or Miami banks to consider working with in 2020.
First Horizon Bank Review
First Horizon Bank is a regional Florida bank with approximately 250 branches throughout the southeast. If you like working with smaller banks that have a more local feel but still plenty of resources, then this is one of the best Tampa banks, Orlando banks, or Florida banks to consider.
First Horizon has branches in 22 cities throughout Florida, as well as in multiple other southeastern states. They also may be adding many more locations in the future, as they’re currently in a pre-merger agreement with Iberiabank, another bank on our list of the best banks in Florida.
Key Factors That Enabled Regions Bank to Rank as a Top Bank in Florida
First Horizon Bank Review: No Fee Checking
When considering the best banks in Jacksonville, FL, Orlando, Tampa, or anywhere in the state of Florida, keeping more of your money instead of having to pay it out in fees is something many people are looking for.
First Horizon offers FirstView checking, which is a checking account with no monthly service fee, and that is not contingent on holding a minimum balance; it’s just standard with the account.
Best Banks in Tampa, Orlando, Jacksonville, and Throughout Florida
Features of FirstView checking include:
- Open a traditional savings account at no extra cost
- Access to over 43,000 fee-free ATMs in the Allpoint Network
- Free digital and mobile banking
First Horizon Bank Review: Lending Resources
Home loans, auto loans, and business loans are one of the main services that people seek out from Miami, FL banks, banks in Tampa, FL, and other Florida banks.
First Horizon helps borrowers make smart financial decisions with lending resources for borrowers that provide them with the helpful information in a number of areas related to loans and borrowing.
Some of the topics found in their borrower’s resources include:
- Understanding credit
- Consumer credit solutions
- Service member benefits
- Credit report disputes
- Disaster assistance
First Horizon Bank Review: Merchant Services
Any business that takes credit and debit card payments from customers needs merchant services, which give them a way to process those payment cards and deposit the money into their account at a Florida Bank.
First Horizon offers robust merchant services that incorporate a wide range of innovative payment solutions to help businesses build brand loyalty, attract repeat business, and that offer safe purchasing power.
The benefits of their merchant services include:
- Ability to manage inventory, employee schedules, and payroll from one platform
- Flexibility to accept more payment types like chip cards and digital wallets
- Manage multiple payments (credit, gift, loyalty, etc.) with a single vendor
- Receive insightful business analytics reporting to help you improve your bottom line
Rating Summary
The benefit of working with regional banks in Orlando, FL, or another Florida city is that you tend to receive more personalized service than you can at a larger global bank. First Horizon Bank is a great mix of the small-town feel with big bank resources.
With an emphasis on financial education and making banking as easy and inexpensive as possible, First Horizon Bank scores a 5-star rating as one of the best banks in Florida to work with.
Regions Bank Review
One of the most well-respected banks in Florida, Regions Bank, is a member of the S&P 500 index and serves customers throughout the South, Midwest, and Texas. They operate approximately 1,500 banking offices and 2,000 ATMs.
With $129 billion in assets, Regions is one of the largest full-service banking services providers in the U.S., delivering consumer and commercial banking as well as mortgages, insurance products, and wealth management services.
Key Factors That Enabled Regions Bank to Rank as a Top Bank in Florida
Regions Bank Review: Rewards Programs
When considering the best banks in Jacksonville, Orlando, Tampa, or anywhere in the state of Florida, rewards programs are always an excellent indicator of a top institution. Every dollar helps, and earning rewards on what you spend is a nice bonus.
Regions offers several rewards program, one of which is their Cashback Rewards option.
With Cashback Rewards, users make everyday purchases using their Regions Visa® Check card or Now Card, and they receive cashback.
Offers to redeem those Cashback Rewards from participating retailers are included within the customer’s online or mobile banking account, and these offers are based on customized spending. The cashback earned is automatically deposited in a checking account or added to your Now Card balance.
Regions Bank Review: Switch Kit
One thing that keeps people from shopping the best banks in Miami, Tampa, or wherever in Florida they live is not knowing how difficult it will be to switch to another Florida bank.
Regions wants to make the process as easy as possible and created the Regions Bank Switch Kit, which includes step-by-step instructions to move any account from another Florida bank to Regions.
The steps are laid out in a way that’s clear and easy to follow, and along with moving accounts, the guide also includes instructions needed to close old accounts the correct way and necessary forms.
Regions Bank Review: Priority Banking
Regions Priority Banking is a program designed for the bank’s top customers. This preferred customer program has a goal to deliver the highest level of personalized attention, as well as many opportunities for saving and earning money and rewards at no extra cost.
Some of the features the Regions Priority Banking program include:
- Personal attention and service from a trained, dedicated Priority Banker
- Assistance seven days a week from the Regions Priority Banking Center®
- Timely and relevant financial information
- Enhanced mobile banking
- Special offers on deposit and loan products
- Access to financial consultants
To become part of Regions Priority Banking, a customer needs to have a consumer checking account and either a first-lien home mortgage loan or at least $50,000 in a combination of deposits, loans, and investment balances.
Rating Summary
While Regions is one of the largest and best Tampa, Orlando, Jacksonville, or Miami banks, they strive to keep the personalized touch and feel of a smaller regional or local bank.
They offer multiple consumer benefits such as easy mobile banking and cashback rewards that make Regions one of the best Tampa or Orlando banks or overall Florida banks to switch to for your banking needs. We’ve scored them with 5-stars.
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TD Bank Review
TD Bank is one of the few top banks in Florida that offers Sunday hours. Convenience is a key mission for this bank that’s one of the ten largest banks in the country.
TD Bank serves the needs of more than 9 million customers located throughout not only Florida but also the Northeast, Mid-Atlantic, Metro DC areas, as well as the Carolinas. They have 1,250 locations and a community-rooted history going back over 150 years.
Key Factors That Led to Our Ranking of TD Bank as One of the Top Banks in Florida
TD Bank Review: Financial Tools and Tips
As a full-service banking institution and a leader among banks in Miami and other major Florida cities, TD offers not just financial products, but also tools and tips that are designed to help consumers to make the best money management decisions.
From calculators to tutorials to articles, there are extensive resources available through TD Bank to serve a diverse array of consumer banking needs.
Some of the calculators and topics covered include:
- What do I need to consider a 401(k) rollover? calculator
- How much can I spend each month in retirement?
- How long will my retirement savings last?
- Managing cash flow in retirement
- College Planner
- What is the cost of waiting? calculator
- How much do you need to retire?
- Monthly budget worksheets
TD Bank Review: Bill Pay
Paying bills is something we all do, but without organization to bill paying, this task can sometimes result in late payments and may mean expensive fees. The centralized Bill Pay options from TD can help consumers avoid these adverse situations.
Features of Bill Pay from TD Bank include ease of use so that you can pay anyone in the U.S. without visiting several websites or writing checks. It’s easy to set up and make payments, and you can schedule next-day payments, plus you’ll have the option to receive many of your bills electronically, reducing the chance of a lost bill.
TD’s Bill Pay options are completely secure, helping reduce the likelihood of fraud and identity theft. You can also use the service to set up email alerts for new bills.
TD Bank Review: Unexpected Conveniences
If, like many people, your weekdays are busy and you’re looking for the banks in Orlando, Tampa, or elsewhere in Florida with flexible weekend hours, TD Bank is going to be at the top of your list.
This top Florida bank stands out as one of the most convenient banks you’ll find anywhere with longer hours and better availability than offered at most other Florida banks.
Here are some of the refreshingly unexpected conveniences offered by TD Bank:
- Branches in almost every town they serve are open on Saturdays and Sundays.
- They offer live customer service 24/7, 365 days per year.
- You’re welcome to keep their convenience pen when you’re finished with it.
- Dogs are welcome in their branches.
- They offer longer hours than you’ll find at many Florida banks, and several branches are open until 7:00 p.m. on Fridays.
Rating Summary
TD Bank gets high marks for going out of their way to make banking convenient and available for their customers whenever they need assistance. They call themselves “unexpectedly human,” and their customer support hours, definitely back that up.
With attractive account options and an emphasis on flexible banking, TD Bank earns a 5-star rating as one of the best banks in Orlando, Tampa, Jacksonville, or anywhere else in Florida to open an account.
Valley National Bank Review
Founded in 1927, Valley National Bank is a smaller regional bank that serves customers in Florida, Alabama, New York, and New Jersey from more than 200 locations. They emphasize strong values, integrity, and personalized service.
This regional bank is one of the largest commercial banks headquartered in New Jersey, and it has approximately $30 billion in assets. This is one of the top banks in Florida to choose if you are looking for the feel and service of a smaller local bank.
Key Factors That Led to Our Ranking of Valley National Bank as One of the Top Banks in Florida
Valley National Bank Review: Interest Checking
As one of the leading banks in Orlando and other areas in Florida, Valley National offers a way for customers to earn interest on the account where many keep a good deal of their money, their checking account.
Valley Interest Checking Plus is an interest-bearing checking account with a low minimum deposit. It allows people to put more of their money to work for them by paying interest on checking account balances.
Features of this interest-bearing checking account include:
- $100 minimum initial deposit
- No service fee if an average daily balance of $2,500 per month is maintained
- Card management features
- Unlimited check writing
- Free online and mobile banking
Valley National Bank Review: Asset Management and Investments
For Valley National customers who want a truly comprehensive experience and help with investing, the bank is associated with Hallmark Capital Management.
This wealth and investment management firm works alongside Valley National to offer solutions and insight that allow clients to reach their personal financial and life goals.
The Hallmark philosophy is based on collaboration, highly customized investment management, and a process that’s disciplined and transparent. Their partnership with Hallmark makes Valley National one of the best banks in Orlando, FL, Tampa, or elsewhere in Florida if you’d like investment help along with standard banking services.
Best Banks in Florida – 2020-2021 Ranking
Valley National Bank Review: Business Services
As well as a full selection of banking services aimed at personal needs, Valley National also works with business clients and makes SBA (7a) loans. This best Florida bank is a Preferred Lender with the Small Business Association’s Preferred Lender Program.
Regardless of the phase of business a company may be in, Valley National offers the services they need to manage their daily banking, including checking and savings.
Other service areas provided by the business branch of Valley National Bank include business loans, merchant services, and auto dealer services.
Rating Summary
As smaller, regional banks go, Valley National Bank offers a “hometown” experience while offering all the banking services you need, including investment and asset management through their partnership with Hallmark Capital Management.
VNB is an excellent resource for business owners as well as consumers, offering attractive checking and savings accounts with low to no fees. We’ve scored Valley National Bank 5-stars as a top Florida bank.
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BBVA USA Review
Begun in Alabama in 1964, BBVA USA is a Sunbelt-based bank that ranks among the 25 largest U.S. commercial banks. The institution operates 641 branches in total, with 44 of them being Florida banks.
Small business owners may also be interested in checking out BBVA banks in Tampa, FL, Orlando, or another city because they’re a leading small business lender that’s ranked 8th nationally in dollar volume of SBA 7(a) loans.
Key Factors That Led to Our Ranking of BBVA USA as One of the Top Banks in Florida
BBVA USA Review: MoneyFit
Building a secure financial future as well as maintaining a healthy financial presence requires education, knowledge, and information, which is why BBVA offers its MoneyFit financial education center.
This online resource center features guides, tips, alerts, and general information to help clients with finances in many ways.
When looking for the best banks in Tampa, or other Florida banks, having resources to help you with smart financial decisions and guidance on topics that can positively impact your wealth is important.
Some of the overall topic areas included in the MoneyFit center include savings and budgeting, credit management, owning a home, family and career, retirement, and travel and adventure.
BBVA USA Review: Premier Personal Banking
Premier Personal Banking is a premium program that offers perks, tools, and savings opportunities as well as a premium level of service. The program is reserved for customers with BBVA personal checking that maintain a balance of $100,000 or more in deposits and/or investments.
Some of the features of Premier Personal Banking include:
- Premium 24/7 Service: For convenience and peace of mind, the Premier Personal Banking program offers easy access to a dedicated team.
- Platinum Visa Debit Card: This debit card is considered a “membership card” with increased ATM withdrawal and purchase limits and no international service fees charged by BBVA.
- MoneyGuidePro™: You receive financial planning with MoneyGuidePro™ and a financial consultant.
- Complimentary Services: Other account perks include complimentary cashier’s and personal checks and a small safe deposit box.
BBVA USA Review: Mobile Banking
As one of the top Florida banks, BBVA provides valuable mobile apps, such as the BBVA Mobile Banking App, which is a six-time award winner. This app allows users to conveniently access and manage their accounts, even on the go.
Some of the rewards and benefits that come with this Florida bank’s mobile app include:
- The ability to keep track and organize purchases in real-time and on-the-go
- Manage payments and transfers easily to other people or within your accounts
- Mobile Bill Pay for hassle-free payment of one-time or recurring bills
- Take a photo of your check to securely deposit it into your account
- Monitor your money and any unusual account activity with real-time alerts
Rating Summary
BBVA USA is one of the top banks in Florida and offers flexible banking services for individuals as well as small businesses and corporations.
They may not have as many branches throughout the state as other banks in Jacksonville, FL Miami, or other cities, but they have an excellent reputation for personalized service.
BBVA USA doesn’t have any branches in the south of Florida, so if you’re south of that, you may want to consider other institutions on our list for Miami banks and those in SE and SW Florida.
With an award-winning mobile banking app and excellent small business loan services, BBVA USA is one of the best banks in Florida to consider banking with in 2020-2021. Due to the lack of locations in the southern part of Florida, we’ve scored them with 4-stars.
Wells Fargo Review
Founded in 1852, Wells Fargo is one of the largest banks not only in Florida but also in the entire U.S. Wells Fargo provides many services aside from standard banking, including investments, insurance, and mortgage and commercial financial services.
If you’re looking to work with a best Florida bank with multiple locations throughout the world, giving you easy access to banking when you travel, Wells Fargo is an attractive choice with 7,400 locations and over 13,000 ATMs and offices in 32 countries and territories.
Key Factors That Led to Our Ranking of Wells Fargo as One of the Top Banks in Florida
Wells Fargo Review: Smart Credit™ Center
One of the things that make this one of the best banks in Florida are its resources for customers that are designed to help them forge a strong financial future.
The Smart Credit™ Center is a signature Wells Fargo online offering that helps customers and consumers find the guidance, tips, and resources they need to manage their credit, whether they’re establishing credit, working to improve or rebuild credit, or they want to manage debt efficiently.
There are guides for each of these goal areas, and there are also general tips for actions that can help anyone build good credit.
Along with comprehensive guides, the Smart Credit™ Center also includes news and updates on relevant financial topics and information about lending options consumers can take advantage of according to their individual circumstances.
Wells Fargo Review: Mobile Apps
With Wells Fargo’s many mobile options, users can gain convenient access to their account information and enjoy streamlined tools for fluid mobile banking experience.
Banking using Wells Fargo’s mobile apps doesn’t mean any extra fees beyond the standard banking fees, and apps are supported on Android, iPhone, and Windows devices. Apps include the following features and capabilities:
- Deposit checks by taking a photo with your phone
- View check and deposit images
- Pay bills
- Transfer funds
- Send and receive money only by email address or mobile numbers
- View detailed account activity
- See balance information quickly
- Turn cards on or off using Control TowerSM
- Gain fast access to the Sign-On Screen
Wells Fargo Review: My Savings Plan®
My Savings Plan® is a signature offering from Wells Fargo that is a free online tool for any Wells Fargo savings customer. With My Savings Plan®, users can build their savings with automatic transfers from other accounts based on goal-assigned savings accounts.
The tool gives people a structure with which to create and implement a savings plan, whether they’re saving for retirement, education, vacation, or something else.
Users first sign up for a Wells Fargo savings account and then Wells Fargo Online. Once that happens, users can identify their specific savings goals, assign one goal to each account, and set the amount they hope to save by a certain date. A progress bar tracks how close users are to reaching their customized goals.
Rating Summary
Wells Fargo is one of the biggest banks in Orlando, Miami, Tampa, and other areas throughout the entire state of Florida and has more tools and services to offer due to its size than other smaller banks the Sunshine State.
While we would’ve customarily given a Florida bank of their stature 5-stars, their recent legal issues with mortgage abuses after the global recession, and more recently, opening thousands of fraudulent credit card accounts in customer names have led us to score them 3-stars.
On a positive note, Wells Fargo is trying to make up for their past breaches of customer trust and putting a renewed emphasis on transparency and customer service, so we expect that if they continue this process and do not run into any other legal troubles, they’ll easily move their ranking up in the future.
To browse exclusive reviews of all Top-Rated Banks in Florida, please click on any of the links below:
- BankUnited
- BBVA USA
- Branch Banking & Trust Company (BB&T)
- Centennial Bank
- Citibank
- Fifth Third Bank
- First Horizon Bank
- Iberiabank
- PNC Bank
- Regions Bank
- SunTrust Bank
- Synovus Bank
- TD Bank
- Valley National Bank
- Wells Fargo Bank
Read More: Best Banks & Credit Unions in the U.S.
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AdvisoryHQ’s 2020-2021 Top 15 Banks in Florida | Ranking & Review
Whether you’re searching for the best banks in Miami, banks in Orlando, banks in Tampa, or anywhere across the state of Florida, the above ranking represents some of the top financial institutions in the state that are available.
The banks included are not only the best banks in Florida, but many also have strong national and even international reputations. Each is backed by a long history, excellent banking options, and advanced mobile options to streamline banking from anywhere for customers.
These best banks in Florida represent large multi-national banks, small regional Florida banks, and some that are in between. This offers you several excellent options for banking in Florida according to your personal wants and needs.
These top Florida banks also excel in the areas of customer service, consistency and reliability, and innovation. Any of them will give you a reliable place to keep your money and helpful tools to manage it.
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Image Sources:
- https://pixabay.com/photos/miami-bay-port-skyline-yacht-boat-2225144/
- https://www.firsthorizon.com/
- https://www.valley.com/
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