Intro: SAFE Credit Union Review & Ranking
AdvisoryHQ recently reviewed the top credit unions in Sacramento, CA. Each credit union was individually researched based on general concepts of quality and value.
Various criteria were considered during the research process, some of which include fees, convenience, branches, online banking, education materials, and the selection of available services.
Below we have highlighted some of the many reasons SAFE Credit Union was selected as one of the best credit unions in Sacramento, CA.
SAFE Credit Union Review
A leading financial institution in Sacramento, SAFE Credit Union has been part of the community since 1940. Serving the needs of residents throughout the Sacramento Metro, there are now more than 180,000 member-owners.
The mission statement of SAFE is to create an environment along with products and services that help members improve their financial well-being, deliver excellent service, and ensure financial security.
Image Source: SAFE Credit Union
Key Factors That Led to Our Ranking of This Credit Union as a Top 2016 Credit Union
Highlighted in the list below are some key reasons SAFE was selected as one of the best credit unions in Sacramento.
Checking Benefits
SAFE checking accounts are designed to be convenient and accessible and carry low fees for usage, as well as offer many free benefits.
With all SAFE checking accounts, members receive an instant-issued SAFE Visa Debit Card, access to 30,000 fee-free CO-OP ATM locations across the country, early paydays with Direct Deposit, and free online banking.
Checking accounts also include Bill Pay for active users, free mobile and text banking, and free mobile check deposits.
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Perfect Cents Savings
With Perfect Cents Savings, SAFE Credit Union members can enjoy effortless savings every time they shop using their SAFE Visa Debit Card.
With this program, purchases made on the Visa Debit Card are rounded to the next whole dollar amount, and then transferred automatically from the linked SAFE checking account to the SAFE savings account of the participant’s choosing.
Every day, the total of all excess amounts is posted as one streamlined transfer to the savings account associated with the debit card. This makes saving money painless!
Capitol Club
The Capitol Club is an exclusive, premier-level offering for credit union members who have more than $50,000 in aggregate deposits and loan balances. As a result of participation in this group, members receive benefits, the best dividend rates, and other rewards.
Participants who meet the requirements are automatically eligible for Capitol Club benefits. Some of these benefits include overdraft transfers, notary service, no monthly service charge on personal checking accounts, and no monthly service charges on personal money market accounts.
Clearpoint Credit Counseling
Through a partnership with ClearPoint Credit Counseling Solutions, SAFE CreditUnion delivers guidance to help members improve their financial standing. ClearPoint Credit counselors are available at offices in Sacramento, and they have been providing education and resources to the community since 1964.
The counseling is confidential and free to members of SAFE Credit Union. It can be done in person, online or by phone. A few of the solutions you can expect to receive range from reducing overall debt to improving credit.
Counselors can also help participants create customized plans of action based on their specific budget and goals.
To browse exclusive reviews of all top rated credit unions in Sacramento, please click on any of the links below.
- C.A.H.P. Credit Union
- California Community Credit Union
- First U.S. Community Credit Union
- Patelco Credit Union
- Sacramento Credit Union
- SAFE Credit Union
- The Golden 1 Credit Union
- Yolo Federal Credit Union
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