Intro – Top Rated Banks in Texas


AdvisoryHQ recently reviewed the top banks in Texas. Each bank was individually researched based on general concepts of quality and value.

Various criteria were considered during the research process, some of which include fees, convenience, branches, online banking, education materials, and the selection of available services.

Below we have highlighted some of the many reasons PlainsCapital Bank was selected as one of the best banks in Texas.



PlainsCapital Bank Review


PlainsCapital Bank was launched in 1988 by Alan B. White, who serves as the current Chairman and CEO. The goal when founding the bank in Lubbock was to bring relationships back to the industry.

Now, since its inception 28 years ago, PlainsCapital has grown to become the sixth largest of the banks in Texas based on deposit market share.

PlainsCapital Bank Review

Image Source: PlainsCapital Bank

PlainsCapital maintains a strong statewide presence with over 67 locations, making it one of the best banks in Austin, San Antonio, Dallas, Houston, Corpus Christie, and the surrounding areas.



Key Factors That Enabled This Bank to Rank as a Top Bank in Texas

Details of why PlainsCapital was selected as one of the best banks in Texas are included in the list below.

Mission and Values

PlainsCapital is a bank that was founded on a strong philosophy of unwavering commitment to community and dedication to cultivating engaged relationships with customers. With those concepts in mind, it’s driven forward by a defined mission and a set of values.

The mission includes striving to be a leader in the financial services industry and the premier bank of choice for middle market individuals and businesses in the areas served.

It’s guided by an entrepreneurial spirit, strength, stability, and helping the community and customers succeed.

The values of PlainsCapital include:

  • Integrity
  • Respect
  • Passion
  • Persistence
  • Professionalism
  • Accountability
  • Responsiveness
  • Initiative
  • Caring

Buffalo Rewards

The Buffalo Rewards Debit Card works like writing a check, but it’s easier, and it also provides the opportunity to access thousands of discounts and exclusive deals. You can get the debit card with any personal checking account, which can even be opened online.

Using the Buffalo Rewards Debit Card provides access to more than 17,000 deals and discounts at both Texas and national retailers. It also includes discounts at more than 30,000 pharmacies and vision centers across the country.

Other benefits of Buffalo Rewards include roadside assistance, $20,000 travel accident death insurance coverage, and cell phone protection coverage of up to $400 per year.



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Apple Pay

Customers of this leading Texas bank can utilize Apple Pay with their PlainsCapital Bank Debit MasterCard.

When using Apple Pay, customers enjoy many benefits, which include enhanced security since the merchant only has access to a token instead of the actual card number.

Apple Pay is often faster because it’s a contactless payment method, and it’s private because it prevents the tracking or storing of data.

To use Apple Pay, all you need to do is have an approved Apple device and add your PlainsCapital debit card information to the Wallet App.

Fraud Resource Center

PlainsCapital takes fraud and fraud threats very seriously, and they created an online Fraud Resource Center to provide updated scam alerts.

There is also a plethora of information about fraud and how consumers can protect themselves. Some of the comprehensive guides available through PlainsCapital include:

  • Protecting Yourself
  • Protecting Your Business
  • Detecting Fraud
  • Fraud News
  • Resolving Fraud
  • Fraud Glossary and Resources

There is also in-depth information about debit card breaches and the steps customers can take if they’re part of a breach. Also, EZ Shield is offered, which is a suite of identity fraud protection services.



To browse exclusive reviews of all Top-Rated Banks in Texas, please click on any of the links below:



AdvisoryHQ (AHQ) Disclaimer:

Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

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