2017 RANKING & REVIEWS
TOP RANKING BEST BANKS TO BANK WITH IN AMERICA
Intro: How Important Is It to Choose the Right Best Bank in America?
The right bank can play a critical, long-term role in your life.
By choosing the best banks to bank with, whether that’s choosing from the best online banks, the biggest and largest banks in America, the best banks with no fees, or just selecting one of the top banks in America, you’re creating the potential for a healthy financial future for you and your family.
There are many different types of banks in America that provide checking and savings accounts as well as a broad array of lending, credit, and other banking products.
Some of these banks provide free checking or savings accounts with no fees, while others have branches all across the U.S. for convenient banking.
Some banks provide high-yield accounts, and there are others that provide personal, business and investing accounts under one dashboard.
So which is the best bank to bank with, and which top bank in America should you go with?
Review & Ranking: Best Banks to Bank with in the USA
This article presents a detailed review of the types of top banks listed below.
Based on the types of services that a bank in America provides, as well as its size and customer satisfaction level, the U.S.-based bank might be included in all of the below categories or just one.
Image Source: Best Banks to Bank with in America
For example, Bank of America and Chase are two of the largest banks in the U.S., but they are not considered best banks for high-yield savings due to the relatively low yields they offer on their savings accounts.
On the other hand, Capital One 360 is one of the best online banks in the U.S., based on its high yielding online accounts, but it does not fall under the “biggest banks in America” category.
Best Banks to Bank with in America | Categories
Lists are sorted by category (click on any of the names below to go directly to the review section for best banks in America within that particular category).
For Individuals:
- Top Rated Best Banks in America Near You (By City/State)
- Top 10 Best Online Savings Accounts
- Top 10 Best Online Banks in America
- Top 12 Best Banks for Bad Credit
- Top 12 Best Banks for Students
- Top 12 Best Second Chance Checking Accounts
- Top 10 Best Online Checking Accounts
- Top Credit Unions in America Near You (By City/State)
- Top 10 Best Private Banks in the U.S.
For Businesses:
- Top 12 Best Banks for Small Business Banking
- Top 12 Banks for Free Business Checking
- Top 12 Best Business Checking Accounts
- Top 12 Best Online Business Banks
Review of the Best Banks to Bank With
What methodology does AdvisoryHQ use in selecting and finalizing the credit cards, financial products, firms, services, and products that are ranked on its various top-rated lists?
Please click here “AdvisoryHQ’s Ranking Methodologies” for a detailed review of AdvisoryHQ’s selection methodologies for ranking top-rated credit cards, financial accounts, firms, products, and services.
For specific ranking information, you can also skip directly to our ground-breaking four-step banks and credit unions selection methodology.
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Best Banks in America Near You | Ranking by State
Our “Top Banks in America” publication presents the list and reviews of the best banks in cities across the states below:
- Arizona
- California
- Colorado
- Florida
- Georgia
- Illinois
- Indiana
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Missouri
- New Jersey
- New York
- North Carolina
- Ohio
- Pennsylvania
- Tennessee
- Texas
- Virginia
- Washington
- Wisconsin
- … and many more
For a detailed review of the best banks and the largest banks in America near you, click here: Top Rated Banks in the U.S. (Breakdown by City & State).
Best Banks in America | Top 10 Best Online Savings Accounts
Due to the establishment of so many online banks, opening a high interest online savings account has become a popular option with consumers.
Without the high overhead that comes with operating brick-and-mortar offices, many online banks are able to offer a high-yield online savings account with a rate much higher than most traditional banks offer.
For this reason, many consumers find that an online bank is the best bank to bank with, rather than one of the banks in America with physical offices.
AdvisoryHQ’s List of the Top 10 Best Online Savings Accounts
- Ally Bank
- American Express
- Bank of Internet USA
- Bank5 Connect
- Capital One 360
- Discover Online Bank
- First Internet Bank
- FNBO Direct
- iGObanking
- Synchrony Bank
For a detailed review of the above top banks in the U.S. with the best high-yield savings account, click here: Banks with the Best Online Savings Accounts.
Best Banks in America | Top 10 Best Online Banks
Why is searching for the best online banks such a popular endeavor?
One of the big reasons is that online banks provide higher interest rates on products like savings accounts. Working with top online banks also allows customers to pay fewer fees than they might otherwise be required to do.
This is possible because of the lower overhead costs of online banks, transforming them into top banks in America for consumers who want a break from banking fees.
Their overall affordability is making them an increasingly appealing option, even for the consumer who might have been wary of the concept just a few years ago.
AdvisoryHQ’s List of the Top 10 Best Online Banks
- Ally Bank
- American Express Bank
- Bank5 Connect
- Bank of Internet USA
- Capital One 360
- Discover Online Bank
- First Internet Bank
- iGOBanking
- Simple Bank
- Synchrony Bank
For a detailed review of the above best online banks to bank with, including information on their most recent financial situation, growth, complaints, benefits, and history, click here: Top 10 Best Online Banks | Ranking & Comparison Review.
Best Banks in America | Top 12 Best Banks for Bad Credit
From a low credit score to past problems with checking accounts, quite a few consumers are wondering how to open a bank account with bad credit.
Luckily, there is an option. Many of the largest banks in America and even credit unions throughout the country are offering bad credit bank accounts, making them the best banks to bank with for people with low or no credit.
The following is a list that highlights the best banks for people with bad credit, the best online bank accounts for bad credit, and the best checking accounts for bad credit.
Best Bank for Bad Credit | Highlighted Features |
Axiom Bank | Low-cost Opportunity Checking accounts |
BBVA Compass Bank | Prepaid Visa card with no monthly or annual fees |
City National Bank | Versatile online & mobile banking options |
Go Bank | Free & convenient bank deposits at participating retailers |
OneUnited | Commitment to improving financial literacy |
Peoples Cash Solutions | Wide range of free account benefits |
PNC Bank | Eligibility for a free Virtual Wallet account |
United Bank | Low or no credit history checking account |
U.S. Bank | Free online bill pay to stay on top of finances |
USAA | Does not use ChexSystems to evaluate eligibility |
Wells Fargo | Opportunity Checking for poor credit |
Woodforest National Bank | Wide range of financial literacy online resources |
Table: Top 12 Best Banks for Bad Credit | Above list is sorted alphabetically
For a detailed review of the above best banks for bad credit, including information on their most recent financial situation, growth, complaints, benefits, and history, click here: Top 12 Best Banks for Bad Credit | Ranking & Review.
Best Banks in America | Top 12 Best Banks for Students
If you are a college or high school student or the parent of one, you may wonder the importance of choosing a good bank.
A bank can play a critical, long-term role in a young person’s life, making it important for students to find the best bank to bank with.
By choosing the best bank for students, whether that’s the best bank for college students or the best bank for high school students, you’re creating the potential for a healthy financial future.
AdvisoryHQ’s List of the Best Banks for Students
- Bank of America
- BB&T
- BBVA Compass
- Chase Bank
- Fifth Third Bank
- KeyBank
- PNC
- Regions Bank
- SunTrust
- TCF Bank
- U.S. Bank
- Wells Fargo
For a detailed review of the above top banks for students, including information on their most recent financial situation, ranking factors, growth, complaints, benefits, and history, click here: Top 12 Best Banks for Students.
Best Banks in America | Top 12 Best Second Chance Checking Accounts
Unless you’ve faced challenges or obstacles when it comes to opening a checking account, you may not realize just how essential it is to your life. A checking account is used to maintain money without having to carry cash.
Unfortunately, many consumers have bad credit or a poor checking account history, so banks will often reject them when they try to open an account.
So, what’s the solution?
Increasingly, many of the nation’s leading banks are offering second chance bank accounts. These 2nd chance bank accounts offer many of the privileges of a conventional checking account, but they’re specifically for people who don’t qualify for a traditional account.
AdvisoryHQ’s List of the Top 12 Best Second Chance Checking Accounts
- Axiom Bank – Opportunity Checking
- BBVA Compass – Easy Checking
- Capital One – Capital One 360 Checking
- Citizens National Bank – Clean Slate Checking
- First National Bank and Trust – Renew Checking
- OneUnited – Unity Checking
- Peoples Cash Solutions – Second Chance Checking
- PNC Bank – Foundation Checking
- United Bank – Gateway Checking
- U.S. Bank – Easy Checking
- Wells Fargo – Opportunity Checking
- Woodforest National Bank – Second Chance Checking
For a detailed review of the above best second chance banks and 2nd chance bank accounts, including information on why they were selected, and the details on their most recent financial situation, growth, complaints, benefits, and history, click here: Top 12 Best Second Chance Checking Accounts.
Best Banks in America | Top 10 Best Banks with Top Online Checking Accounts
While doing business with an online bank may have seemed risky to some a few years ago, today these types of banks are being embraced by the mainstream.
Even many big name, brick-and-mortar banks have embraced many of the hallmarks of online banks, including user-friendly websites with the option to open an online checking account instantly.
Thus, many of the best banks in America and the largest banks in America are now offering checking accounts fully online, making it easy for consumers to begin managing their finances.
AdvisoryHQ’s List of the Top 10 Best Banks with Top Online Checking Accounts
- Ally Bank
- Bank of the Internet USA
- Bank5 Connect
- CapitalOne 360
- Discover Online Bank
- EverBank
- First Internet Bank
- FNBO Direct
- iGobanking
- Simple Bank
For a detailed review of the above top online checking banks and accounts, click here: Best 10 Top Online Checking Accounts.
Best Banks in America | Top Rated Credit Unions Near You
Our “Best Rated Top Credit Unions in America” publication presents the list of top rated 2017 best credit unions in the U.S. across the locations below.
California
- Los Angeles
- Sacramento
- San Diego
- San Francisco
- California (statewide)
Florida
- Florida (statewide)
- Jacksonville
- Miami
- Tampa
Illinois
- Chicago
- Illinois (Statewide)
New York
- New York City
Ohio
- Ohio (Statewide)
Pennsylvania
- Pennsylvania (Statewide)
- Pittsburgh
Texas
- Austin
- Dallas
- Fort Worth
- Houston
- San Antonio
- Texas (Statewide)
Click here for a detailed review of the best credit unions: Top Ranked Best Credit Unions in America | 2017 Ranking & Reviews | Best U.S. Credit Unions.
Best Banks in America | Top 10 Best Private Banks
Private banking. Just the phrase sounds elite, like something reserved for the ultra-wealthy, which is exactly what it is.
The benefits of working with private banks for wealthy individuals include a sense of confidentiality, an understanding of the complexity that can impact the finances of people with a high net worth, and the development of personalized relationships and one-on-one attention.
AdvisoryHQ’s List of the Top 10 Best Private Banks
- BMO Private Bank US
- Citi Private Bank
- Deutsche Bank – Private Banking
- Goldman Sachs Private Wealth Management (PWM)
- HSBC Private Bank
- J.P. Morgan Private Bank – Global Wealth Management
- Merrill Lynch Private Banking and Investment Group
- Morgan Stanley Private Wealth Management
- UBS Private Bank
- Wells Fargo Private Bank
Click here for a detailed review of the best private banks listed above: Top 10 Best Private Banks | Ranking | Top Private Wealth Management Banks.
Best Banks in America | Top 12 Best Banks for Small Business Banking
When you’re a small business owner, where do you turn to for support and resources that will help you thrive, even in challenging situations? For many business owners, the answer is not surprising: your bank.
It’s with this in mind that AdvisoryHQ has researched and published this article of best banks for small business accounts and detailed small business bank reviews.
Best Small Business Banks | Highlighted Features |
Bank of America | Comprehensive business cash rewards card |
BMO Harris Bank | Multiple business checking account options, including non-profit |
Capital One | Business-specific tools to maximize profit & money management |
Chase | Free debit cards for business checking accounts |
Citizens | Wide range of cash management services |
FSG | SBA Preferred Lender |
Suntrust | Secure & comprehensive online cash management system |
Synovus | Access to dynamic & effective payroll services |
TCF Bank | Unsecured & secured options for business credit cards |
U.S. Bank | Maximized interest savings through Business Savings Sweep |
Wells Fargo | Multi-faceted business checking account options |
Zions National Bank | Business mobile banking capability |
Table: Top 12 Best Banks for Small Business Banking | Above list is sorted alphabetically
For a detailed review of the top business banks above, including information on why they were selected, click here: Top 12 Best Banks for Small Business Banking | Ranking | Reviews & Comparison.
Best Banks in America | Top 12 Banks for Free Business Checking
Whether you’re a startup boldly venturing into unknown territory or a small business owner finally separating your business and personal finances, a free business checking account can be a great resource.
Of course, part of finding a free business checking account is knowing where to look, which includes looking at the best banks in America for free business checking.
AdvisoryHQ’s List of the Top Banks for Free Business Checking
- BBVA Compass
- Capital City Bank
- Capital One
- Everbank
- First Citizens Bank
- First National Bank
- First Bank
- Iberia Bank
- SunTrust Bank
- U.S. Bank
- Wells Fargo
- Zions Bank
For a detailed review of the above best banks for free business checking accounts, including information on their most recent financial situation, growth, complaints, benefits, and history, click here: Top 12 Banks for Free Business Checking | Ranking & Review.
Best Banks in America | Top 12 Best Business Checking Accounts for Small Business Owners
A business checking account is essential for businesses in many ways.
Selecting a top rated best business checking account will offer you the needed tools for not just monitoring things like spending and deposits, but also for maintaining control over finances even when several partners or employees have access to accounts.
In addition, going with a top ranked best small business checking account will offer easy visibility into every aspect of the firm’s money management, including what’s coming in and going out.
AdvisoryHQ’s List of the Top 12 Best Business Checking Accounts for Small Business Owners
- Bank of America Business Fundamentals
- Capital One Spark Checking
- Chase Performance Business Checking
- CitiBusiness Flexible Checking Account
- First National Bank 300 Class Checking
- HSBC Analyzed Business Checking
- PNC Analysis Business Checking
- SunTrust Analyzed Business Checking
- TD Bank Business Premier Checking
- U.S. Bank Platinum Business Package
- Wells Fargo Business Choice Checking
- Wells Fargo Platinum Business Checking
For a detailed review of the above banks and accounts for small businesses, click here: Top 12 Best Business Checking Accounts | 2017 Ranking.
Best Banks in America | Top 12 Best Online Business Banks
Online banking represents the future of financial services, even for small business owners and operators.
Why? Because opening a business checking account online, or any online business bank account, offers a high-level of flexibility and versatility.
Online banking solutions also often feature the lowest fees and the highest interest rates, and they provide a simplified way for business owners to manage every aspect of their finances.
AdvisoryHQ’s List of the Top 12 Best Online Business Banks
- Alliant Credit Union
- Ally Bank
- Bank5 Connect
- BOFI Federal Bank
- Capital One
- CBB Bank
- Discover Online Bank
- Everbank
- FirstBank
- First Internet Bank
- Synchrony Financial
- Union Bank
For a detailed review of the above top online business banks for small businesses, including information on why they were selected, and details on their most recent financial situation, growth, complaints, benefits, and history, click here: Top 12 Best Online Business Banks.
AdvisoryHQ (AHQ) Disclaimer:
Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.
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